Home Equity Loans Pros & Cons
Fixed Interest Rates for Predictable Payments
Unlock the Value Already in Your Home
Put your home’s equity to work for you
680 minimum credit score for an Equity Loan
Guidance from experienced home loan experts
Fund renovations, upgrades, or major expenses
Offer HELOC and Home Equity Loan Options
$130 Billion funded & 23 years in business
Low rates, quick quotes & approval
AI driven analysis to maximize savings
Real savings, real fast - $1100 avg monthly savings
$130 Billion funded & 23 years in business
Hometap
No Cash Due at Closing
No monthly payments necessary
Borrow up to $600,000
No prepayment penalties
Only 25% equity required
Largest Non-Bank HELOC Lender
Approval in 5 minutes. Funding in as few as 5 days.
Approval in 5 minutes. Funding in as few as 5 days
Borrow $15K-$400K, redraw up to 100%
Consolidate debt or finance your next home project
Good/Excellent credit
Unlock
Access Home Equity Without a Loan
No interest charges
Fast and easy application process
Flexible terms & no monthly payments
Up to $500K with a Home Equity Agreement (HEA)
New American Funding





