10 Best Home Equity Loans 2025
Home equity loans can cover home improvement costs, consolidate debt, or provide extra funds. Tapping into equity helps secure the financial support you need.
#1
Rocket Mortgage
Get quotes and pre-qualify quickly
Home Equity Loans & Cash Out Refinance
Low rates: Quick quote and approval
Save time on documents & paperwork
Variable-rate lines of credit
Trust Pilot Rating4.7 out of 5
TrustPilot Reviews34,231
Originations133,403
#2
Discover Home Loans
Home Equity Loan
$0 costs at closing | $0 appraisal fees
$0 application fees | $0 origination fees
Loan amounts starting at $35,000
Competitive fixed rates
Trust Pilot Rating2.7 out of 5
TrustPilot Reviews13
Originations17,224
#3
AmeriSave Mortgage
Find a home equity option that works for you
Unlock cash from within your home
Online loan application process
Turn your home equity into the cash you need
Over $100 Billion Funded. 21 Years in Business
Trust Pilot Rating4.5 out of 5
TrustPilot Reviews13,356
Originations9,510
#4
Achieve Home Loans
Fast, Fixed Rate HELOC with expert advisors standing by
Pre-qualify in minutes, fast funding
Fixed-rate HELOC custom built for you
No refinance required, borrow up to $300k
Recommended FICO Score of 640+
Trust Pilot Rating4.8 out of 5
TrustPilot Reviews11,085
Originations8,153
#5
FourLeaf Federal Credit Union
Home Equity Line of Credit
Competitive fixed intro rate for 12-months
Access cash when you need it
Easy online application process
Consolidate debt or renovate your home
Trust Pilot Rating4.4 out of 5
TrustPilot Reviews126
Originations3,199
#6
Upstart Mortgage
Borrow $26,000 - $250,0001
Credit scores as low as 600
Close in as fast as 5 days2
Check rates in minutes
Upstart family of brands has helped 3 million customers3
Trust Pilot Rating0.0 out of 5
TrustPilot Reviews0
Originations998