10 Best Home Equity Loans 2026

Home equity loans can cover home improvement costs, consolidate debt, or provide extra funds. Tapping into equity helps secure the financial support you need.
#1

Rocket Mortgage

 

Get quotes and pre-qualify quickly
  Cash Out Refinance & Home Equity Loans 
  Low rates: Quick quote and approval
  Save time on documents & paperwork
  Variable-rate lines of credit

 


Trust Pilot Rating4.7 out of 5
TrustPilot Reviews34,231
Originations133,403
#2

AmeriSave Mortgage

 

Find a home equity option that works for you
  Unlock cash from within your home
  92% of clients discover savings in minutes
  Turn your home equity into the cash you need 
  Over $130 Billion Funded. 23 Years in Business

Trust Pilot Rating4.5 out of 5
TrustPilot Reviews13,356
Originations9,510
#3

New American Funding 

 

Leverage Your Home's Equity with a Cashout-Refinance
  Competitive rates for FICO scores 580-679
  No appraisal fee for HELOC & Cash-Out Refi
  Pay off debt or high-Interest credit cards
  Find the solution for tapping into your home equity

Trust Pilot Rating4.9 out of 5
TrustPilot Reviews803
Originations3,110
#4

Magnolia Bank

 

Only pay interest on what you borrow
  Cash-Out Refinance
  Ideal for any borrower considering a cash-out refi
  More than $1 billion in annual home closings
  $100K minimun loan amount, $0 in origination fees

Trust Pilot Rating4.3 out of 5
TrustPilot Reviews25
Originations1,386