10 Best Refinance Home Equity Loans 2025
Refinance Smarter: Use Your Home’s Equity to Cover Projects, Simplify Debt, and Strengthen Your Finances.
#1
AmeriSave Mortgage
Home Equity Loans & Refinance – Cash Out
Unlock cash from within your home
AI driven analysis to maximize savings
Low Rates, quick quotes & approval
$200 Billion funded & 23 years in business
Trust Pilot Rating4.5 out of 5
TrustPilot Reviews13,356
Originations9,510
NMLS #1,168
#2
Rocket Mortgage
Find a simple mortgage that works for you
Get a cash-out refi on your mortgage
Get real-time rate updates
Save time on documents & paperwork
Home loan experts available 24/7
Trust Pilot Rating4.7 out of 5
TrustPilot Reviews34,231
Originations133,403
NMLS #3,030
#3
Aven
Great HELOC offers for FICO scores 680+
Credit limits from $5,000-$400,000 in home equity
100% online process. Apply in 15 minutes
Your lowest HELOC rate guaranteed, or get $250
Check your offer with no impact to credit score
Aven Visa Credit Cards are issued by Coastal Community Bank, pursuant to a license from Visa U.S.A., Inc. Aven accounts are made by Coastal Community Bank, Member FDIC. Equal Housing Lender. NMLS #462289.
Trust Pilot Rating4.9 out of 5
TrustPilot Reviews3,801
OriginationsN/A
NMLS #462,289
#4
Figure
Borrow up to $750K
No prepayment penalties
Consolidate debt or finance your next project
100% digital app & online appraisal
100% online application
Trust Pilot Rating4.5 out of 5
TrustPilot Reviews2,602
Originations8,385
NMLS #1,717,824
#5
Achieve Home Loans
Fast, Fixed Rate HELOC with expert advisors standing by
Pre-qualify in minutes, fast funding
Fixed-rate HELOC custom built for you
No refinance required, borrow up to $300k
Recommended FICO Score of 640+
Trust Pilot Rating4.8 out of 5
TrustPilot Reviews11,085
Originations8,153
NMLS #1,810,501




