10 Best Mortgage Refinance Lenders 2025
Learn which mortgage refinance lender is right for you, and whether you can make your monthly payments more affordable by taking advantage of lower rates.
#1
Our Partner
Rocket Mortgage
Get quotes and pre-qualify quickly
Home Equity Loans & Cash Out Refinance
Low rates: Quick quote and approval
Save time on documents & paperwork
Variable-rate lines of credit
Trust Pilot Rating4.7 out of 5
TrustPilot Reviews34,231
Originations133,403
#2
Our Partner
Figure
Borrow up to $750K
No prepayment penalties
Consolidate debt or finance your next project
100% digital app & online appraisal
100% online application
Trust Pilot Rating4.5 out of 5
TrustPilot Reviews2,602
Originations8,385
#3
Our Partner
Cash-Out Refinance
- Pay off higher interest rate credit cards, Pay college tuition
- Take Advantage of No Appraisal Fee for Heloc & Cash-Out Refi
- Home Improvement, Buy a Vacation Home
- 311k+ positive reviews, A rating from the BBB
Trust Pilot Rating4.7 out of 5
TrustPilot Reviews803
Originations5,698
#4
Our Partner
Upstart Mortgage
Borrow $26,000 - $250,0001
Credit scores as low as 600
Close in as fast as 5 days2
Check rates in minutes
Upstart family of brands has helped 3 million customers3
Trust Pilot Rating0.0 out of 5
TrustPilot Reviews0
Originations998