10 Best Mortgage Refinance Lenders 2026
Learn which mortgage refinance lender is right for you, and whether you can make your monthly payments more affordable by taking advantage of lower rates.
#1
Our Partner
Rocket Mortgage
Get quotes and pre-qualify quickly
Cash Out Refinance & Home Equity Loans
Low rates: Quick quote and approval
Save time on documents & paperwork
Variable-rate lines of credit
Trust Pilot Rating4.7 out of 5
TrustPilot Reviews34,231
Originations133,403
#2
Our Partner
AmeriSave Mortgage
Find a home equity option that works for you
Unlock cash from within your home
92% of clients discover savings in minutes
Turn your home equity into the cash you need
Over $130 Billion Funded. 23 Years in Business
Trust Pilot Rating4.5 out of 5
TrustPilot Reviews13,356
Originations9,510
#3
Our Partner
New American Funding
Leverage Your Home's Equity with a Cashout-Refinance
Competitive rates for FICO scores 580-679
No appraisal fee for HELOC & Cash-Out Refi
Pay off debt or high-Interest credit cards
Find the solution for tapping into your home equity
Trust Pilot Rating4.9 out of 5
TrustPilot Reviews803
Originations3,110
#4
Our Partner
Magnolia Bank
Only pay interest on what you borrow
Cash-Out Refinance
Ideal for any borrower considering a cash-out refi
More than $1 billion in annual home closings
$100K minimun loan amount, $0 in origination fees
Trust Pilot Rating4.3 out of 5
TrustPilot Reviews25
Originations1,386