10 Best Mortgage Refinance Lenders 2025
Learn which mortgage refinance lender is right for you, and whether you can make your monthly payments more affordable by taking advantage of lower rates.
#1
Our Partner
Rocket Mortgage
Get quotes and pre-qualify quickly
Home Equity Loans & Cash Out Refinance
Low rates: Quick quote and approval
Save time on documents & paperwork
Variable-rate lines of credit
Trust Pilot Rating4.7 out of 5
TrustPilot Reviews34,231
Originations133,403
#2
Our Partner
Discover Home Loans
Home Equity Loan
$0 costs at closing | $0 appraisal fees
$0 application fees | $0 origination fees
Loan amounts starting at $35,000
Competitive fixed rates
Trust Pilot Rating2.7 out of 5
TrustPilot Reviews13
Originations17,224
#3
Our Partner
AmeriSave Mortgage
Find a home equity option that works for you
Unlock cash from within your home
Online loan application process
Turn your home equity into the cash you need
Over $100 Billion Funded. 21 Years in Business
Trust Pilot Rating4.5 out of 5
TrustPilot Reviews13,356
Originations9,510
#4
Our Partner
Figure
Borrow up to $400K
No prepayment penalties.
Consolidate debt or finance your next project
100% digital app & online appraisal
100% online application
Trust Pilot Rating4.5 out of 5
TrustPilot Reviews2,602
Originations8,385
#5
Our Partner
Upstart Mortgage
Borrow $26,000 - $250,0001
Credit scores as low as 600
Close in as fast as 5 days2
Check rates in minutes
Upstart family of brands has helped 3 million customers3
Trust Pilot Rating0.0 out of 5
TrustPilot Reviews0
OriginationsN/A