10 Best Mortgage Refinance Lenders 2026
Learn which mortgage refinance lender is right for you, and whether you can make your monthly payments more affordable by taking advantage of lower rates.
#1
Our Partner
Fixed Interest Rates for Predictable Payments
Unlock the Value Already in Your Home
Put your home’s equity to work for you
680 minimum credit score for an Equity Loan
Guidance from experienced home loan experts
Fund renovations, upgrades, or major expenses
Trust Pilot Rating4.7 out of 5
TrustPilot Reviews34,231
Originations133,403
#2
Our Partner
AmeriSave Mortgage
Find a home equity option that works for you
Unlock cash from within your home
92% of clients discover savings in minutes
Turn your home equity into the cash you need
Over $130 Billion Funded. 23 Years in Business
Trust Pilot Rating4.5 out of 5
TrustPilot Reviews13,356
Originations9,510
#3
Our Partner
Figure
Largest Non-Bank HELOC Lender in the US
Approval in 5 minutes. Funding in as few as 5 days
Borrow $15K-$400K, redraw up to 100%
Consolidate debt or finance your next home project
Good/Excellent credit
Trust Pilot Rating4.5 out of 5
TrustPilot Reviews2,602
Originations8,385
#4
Our Partner
New American Funding
Leverage Your Home's Equity with a Cashout-Refinance
Competitive rates for FICO scores 580-679
No appraisal fee for HELOC & Cash-Out Refi
Pay off debt or high-Interest credit cards
Find the solution for tapping into your home equity
Trust Pilot Rating4.9 out of 5
TrustPilot Reviews803
Originations3,110