Best Home Equity Loans
Unlock the value already in your home
- Put your home’s equity to work for you
- Predictable payments with fixed interest rates
- Guidance from experienced Home Loan Experts
- Fund renovations, upgrades, or major expenses
Find a home equity option that works for you
- Unlock cash from within your home
- Online loan application process
- Turn your home equity into the cash you need
- Over $100 Billion Funded. 21 Years in Business
- Flexible terms, redraw up to 100%, borrow up to $750K
- Approval in 5 minutes. Funding in as few as 5 days
- Use to consolidate debt or finance your next project
- 100% digital app & online appraisal for good/excellent credit
Access Home Equity Without Taking on Additional Debt
- No Monthly Interest Payment
- Fast and Easy Application Process
- Flexible Terms
- Access up to $500K with a Home Equity Agreement (HEA)
Home Equity Sharing
- No cash due at closing
- No monthly payments necessary
- Borrow up to $600,000
- Only 25% equity required and no prepayment penalties
Cash-Out Refinance
- Only pay interest on what you borrow
- Ideal for any borrower considering a cash-out refi
- More than $1 billion in annual home closings
- $100K minimun loan amount, $0 in origination fees
Access home equity with no monthly payments
- Get up to $500k cash from your home
- Streamlined process for faster, hassle-free funding
- No income or employment required. Keep your home and your mortgage rate
- Official Home Equity Partners of the Los Angeles Kings and Los Angeles Chargers
Get up to $500K cash–no loan
- No monthly payments & a 30 year term
- Keep current equity, share appreciation
- If home value drops, Unison shares loss
- The industry pioneer since 2006
Tap into your home equity
- Unlock competitive offers from top lenders
- Fund your next project or pay down debt
- Check your options without impacting your credit
- Fast, simple process from first click to finish line
How We Rank
To rank companies on this list, we give companies a weighted score based on the following factors:
Origination - 60%
The number of originations on mortgage companies represent the total number of new mortgage loans that a specific mortgage company has initiated or processed within a given timeframe.
Minimum Credit Score- 30%
The "Minimum Credit Score" for companies is the lowest credit score they accept from customers to do business. The customer’s score acts as a tool to categorize and tailor offerings accordingly.
Trustpilot Rating -10%
The Trustpilot Rating is a numerical value between 1 and 5 that represents the overall satisfaction of customers with a particular business. Trustpilot ratings can be helpful for potential customers as they provide insights into the quality of a company's products or services.