10 Best Cashout Refinance Loans 2026

Cashout refinance and home equity loans can cover home improvement costs, consolidate debt, or provide extra funds. Tapping into equity helps secure the financial support you need.
#1

Rocket Mortgage

 

Get quotes and pre-qualify quickly
  Cash Out Refinance & Home Equity Loans 
  Low rates: Quick quote and approval
  Save time on documents & paperwork
  Variable-rate lines of credit

 


Trust Pilot Rating4.7 out of 5
TrustPilot Reviews34,231
Originations133,403
#2

AmeriSave Mortgage

 

Find a home equity option that works for you
  Unlock cash from within your home
  92% of clients discover savings in minutes
  Turn your home equity into the cash you need 
  Over $130 Billion Funded. 23 Years in Business

Trust Pilot Rating4.5 out of 5
TrustPilot Reviews13,356
Originations9,510
#3

New American Funding 

 

Leverage Your Home's Equity with a Cashout-Refinance
  Competitive rates for FICO scores 580-679
  No appraisal fee for HELOC & Cash-Out Refi
  Pay off debt or high-Interest credit cards
  Find the solution for tapping into your home equity

Trust Pilot Rating4.9 out of 5
TrustPilot Reviews803
Originations3,110
#4

Magnolia Bank

 

Only pay interest on what you borrow
  Cash-Out Refinance
  Ideal for any borrower considering a cash-out refi
  More than $1 billion in annual home closings
  $100K minimun loan amount, $0 in origination fees

Trust Pilot Rating4.3 out of 5
TrustPilot Reviews25
Originations1,386