10 Best Cashout Refinance Loans 2025

Cashout refinance and home equity loans can cover home improvement costs, consolidate debt, or provide extra funds. Tapping into equity helps secure the financial support you need.
#1

Rocket Mortgage

 

Find a simple mortgage that works for you
  Get a cash-out refi on your mortgage
  Get real-time rate updates
  Save time on documents & paperwork
  Home loan experts available 24/7

Trust Pilot Rating4.7 out of 5
TrustPilot Reviews34,231
Originations133,403
#2

AmeriSave Mortgage

 

Home Equity Loans & Refinance – Cash Out
  Unlock cash from within your home
  AI driven analysis to maximize savings
  Low Rates, quick quotes & approval
  $200 Billion funded & 23 years in business

Trust Pilot Rating4.5 out of 5
TrustPilot Reviews13,356
Originations9,510
#3

Achieve Home Loans

 

Fast, Fixed Rate HELOC with expert advisors standing by
  Pre-qualify in minutes, fast funding
  Fixed-rate HELOC custom built for you
  No refinance required, borrow up to $300k
  Recommended FICO Score of 640+

Trust Pilot Rating4.8 out of 5
TrustPilot Reviews11,085
Originations8,153
#4

Figure

 

Borrow up to $750K
  No prepayment penalties
  Consolidate debt or finance your next project
  100% digital app & online appraisal
  100% online application

Trust Pilot Rating4.5 out of 5
TrustPilot Reviews2,602
Originations8,385