10 Best Cash-Out Refinance & Home Equity Loan Lenders of 2026
Our editors have selected the best cash-out refinance and home equity loan providers. We’ve also looked at other ways to help you tap into your home equity. Use our reviews and comparisons to determine which option is right for you.
Last Updated: February 02, 2026
State: Ohio
Rocket Mortgage
Get quotes and pre-qualify quickly
Home Equity Loans & Cash Out Refinance
Low rates: Quick quote and approval
Save time on documents & paperwork
Variable-rate lines of credit
Figure
Borrow up to $750K
No prepayment penalties
Consolidate debt or finance your next project
100% digital app & online appraisal
100% online application
Our Partner
AmeriSave Mortgage
Home Equity Loans & Refinance – Cash Out
Unlock cash from within your home
AI driven analysis to maximize savings
Low Rates, quick quotes & approval
$130 Billion funded & 23 years in business
Our Partner
Unlock
Unlock $500k in home equity—get cash upfront
No ongoing monthly payments with a flexible 10-year term
Minimum 550 FICO & no impact on credit score
Ability to use the funds for any reason
Pre-qualify in about 2 minutes
Our Partner
Point Home Equity
No monthly payments required
Get up to $600,000
Repay anytime within the 30 year term with no penalty
Prequalifying won't affect your credit score
No income requirements
Our Partner
Achieve Home Loans
Fast, Fixed Rate HELOC with expert advisors standing by
Pre-qualify in minutes, fast funding
Fixed-rate HELOC custom built for you
No refinance required, borrow up to $300k
Recommended FICO Score of 640+
Our Partner
Aven
Great HELOC offers for FICO scores 680+
Credit limits from $5,000-$400,000 in home equity
100% online process. Apply in 15 minutes
Your lowest HELOC rate guaranteed, or get $250
Check your offer with no impact to credit score
Aven Visa Credit Cards are issued by Coastal Community Bank, pursuant to a license from Visa U.S.A., Inc. Aven accounts are made by Coastal Community Bank, Member FDIC. Equal Housing Lender. NMLS #462289.
Our Partner
SoFi
Save big and consolidate high-interest debt
Access up to $750K or up to 85% of your home's equity
Keep your current home loan interest rate
Flexible loans that meet your needs
Simple application process
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