Home Equity Loan Pros & Cons 2025
Home equity loans can cover home improvement costs, consolidate debt, or provide extra funds. Tapping into equity helps secure the financial support you need. Here are the top lenders today.
#1
Our Partner
Rocket Mortgage
Get quotes and pre-qualify quickly
Home Equity Loans & Cash Out Refinance
Low rates: Quick quote and approval
Save time on documents & paperwork
Variable-rate lines of credit
Originations126,258
Trustpilot Reviews33,303
Trustpilot Rating4.7 out of 5
#2
Our Partner
AmeriSave Mortgage
Home Equity Loans & Refinance – Cash Out
Unlock cash from within your home
AI driven analysis to maximize savings
Low Rates, quick quotes & approval
$200 Billion funded & 23 years in business
Originations9,510
Trustpilot Reviews12,945
Trustpilot Rating4.5 out of 5
#3
Our Partner
Achieve Home Loans
Fast, Fixed Rate HELOC with expert advisors standing by
Pre-qualify in minutes, fast funding
Fixed-rate HELOC custom built for you
No refinance required, borrow up to $300k
Recommended FICO Score of 640+
Originations8,153
Trustpilot Reviews11,233
Trustpilot Rating4.8 out of 5
#4
Our Partner
Unlock Home Equity
Access Home Equity Without a Loan
No Interest Charges
Fast and Easy Application Process
Flexible Terms & No Monthly Payments
Access up to $500K with a Home Equity Agreement (HEA)
Originations4,989
Trustpilot Reviews1,334
Trustpilot Rating4.7 out of 5
#5
Our Partner
Rate
Fund your future with a digital HELOC
Nation's #2 retail mortgage lender in 2024
Fund as fast as 5 days. No in-person appraisal needed
Fixed rate at closing with no upfront costs
Full online experience or get agent support, your choice
Originations2,222
Trustpilot Reviews28
Trustpilot Rating1.7 out of 5