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Point is a home equity investment (HEI) provider based in Palo Alto, California. Founded in 2014, the company is licensed with the National Mortgage Licensing System and it is an Equal Housing Lender. It offers an alternative to home equity loans that is intended to be more flexible for the consumer.


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  • No monthly payments required
  • Borrow up to $350,000
  • Repay when it's convenient for you
  • Apply entirely online