10 Best Home Equity Line of Credit of 2026

AmeriSave Mortgage

Home Equity Loans & Refinance – Cash Out

  Unlock cash from within your home

  AI driven analysis to maximize savings

  Low Rates, quick quotes & approval

  $130 Billion funded & 23 years in business

Figure

Borrow up to $750K

  No prepayment penalties

  Consolidate debt or finance your next project

  100% digital app & online appraisal

  100% online application

Hometap

No prepayment penalty

  Fund education & life events

  Borrow up to $600,000

  Dedicated investment manager to guide the process

  Only 25% equity required 

Unlock Home Equity

Access Home Equity Without Additional Debt

  No montly interest charges

  Fast and easy application process

  Flexible terms

  Access up to $500K with a Home Equity Agreement

Achieve Home Loans

Smart Debt Consolidation Solution for Homeowners

  Fast Funding - as little as 10 days 

  Save an average of $800/mo when consolidating debt

  A+ BBB rating, 4.8 stars on Trustpilot

  Recommended FICO Score of 640+

Mission Loans

Cash Out Refinance & Home Equity Loans

 Turn your home equity into cash

 Pay off debts and high-interest credit cards

 Keep your low-interest first mortgage

 Get quotes and pre-qualify quickly

Flexible Loan Amounts up to $500k

Unlock Cash From Within Your Home

  Powerful home equity solutions

  100% online experience

  Real-time updates on loan process

  Get matched to the best rate in our network

Unison 

Get up to $500K cash–no loan

 No monthly payments & a 30 year term

 Keep current equity, share appreciation

 If home value drops, Unison shares loss

 The industry pioneer since 2006