Home Equity Lenders Side-By-Side 2025
Home equity loans can cover home improvement costs, consolidate debt, or provide extra funds. Tapping into equity helps secure the financial support you need. Here are the top lenders today.
#1
Rocket Mortgage
Get quotes and pre-qualify quickly
 Home Equity Loans & Cash Out Refinance
  Home Equity Loans & Cash Out Refinance
 Low rates: Quick quote and approval
  Low rates: Quick quote and approval
 Save time on documents & paperwork
  Save time on documents & paperwork
 Variable-rate lines of credit
  Variable-rate lines of credit
Originations126,258
Trustpilot Reviews33,303
Trustpilot Rating4.7 out of 5
#2
AmeriSave Mortgage
Home Equity Loans & Refinance – Cash Out
 Unlock cash from within your home
  Unlock cash from within your home
 AI driven analysis to maximize savings
  AI driven analysis to maximize savings
 Low Rates, quick quotes & approval
  Low Rates, quick quotes & approval
 $130 Billion funded & 23 years in business
  $130 Billion funded & 23 years in business
Originations9,510
Trustpilot Reviews12,945
Trustpilot Rating4.5 out of 5
#3
Achieve Home Loans
Fast, Fixed Rate HELOC with expert advisors standing by
 Pre-qualify in minutes, fast funding
  Pre-qualify in minutes, fast funding
 Fixed-rate HELOC custom built for you
  Fixed-rate HELOC custom built for you
 No refinance required, borrow up to $300k
  No refinance required, borrow up to $300k
 Recommended FICO Score of 640+
  Recommended FICO Score of 640+
Originations8,153
Trustpilot Reviews11,233
Trustpilot Rating4.8 out of 5
#4
SoFi
Save big and consolidate high-interest debt
 Keep your current home loan interest rate
  Keep your current home loan interest rate
 Unlock up to $350k in home equity
  Unlock up to $350k in home equity
 Flexible loans that meet your needs
  Flexible loans that meet your needs
 Simple application process
  Simple application process
Originations477
Trustpilot Reviews10,108
Trustpilot Rating4.2 out of 5
#5
Aven
Great HELOC offers for FICO scores 680+
 Credit limits from $5,000-$400,000 in home equity
 Credit limits from $5,000-$400,000 in home equity
 100% online process.  Apply in 15 minutes
 100% online process.  Apply in 15 minutes
 Your lowest HELOC rate guaranteed, or get $250
  Your lowest HELOC rate guaranteed, or get $250
 Check your offer with no impact to credit score
  Check your offer with no impact to credit score
Aven Visa Credit Cards are issued by Coastal Community Bank, pursuant to a license from Visa U.S.A., Inc. Aven accounts are made by Coastal Community Bank, Member FDIC. Equal Housing Lender. NMLS #462289.
Originations0
Trustpilot Reviews3,801
Trustpilot Rating4.9 out of 5
#6
Unlock Home Equity
Access Home Equity Without Additional Debt
 No Montly Interest Charges
  No Montly Interest Charges
 Fast and Easy Application Process
  Fast and Easy Application Process
 Flexible Terms
  Flexible Terms
 Access up to  $500K with a Home Equity Agreement
  Access up to  $500K with a Home Equity Agreement
Originations4,989
Trustpilot Reviews1,334
Trustpilot Rating4.7 out of 5
#7
Rate
Fund your future with a digital HELOC
 Nation's #2 retail mortgage lender in 2024
  Nation's #2 retail mortgage lender in 2024
 Fund as fast as 5 days. No in-person appraisal needed
  Fund as fast as 5 days. No in-person appraisal needed
 Fixed rate at closing with no upfront costs
  Fixed rate at closing with no upfront costs
 Full online experience or get agent support
  Full online experience or get agent support
Originations2,222
Trustpilot Reviews28
Trustpilot Rating1.7 out of 5






