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Ameritas is a mutual insurance company founded in Lincoln, Nebraska in 1887. The company currently offers life, dental, vision, hearing, and disability income insurance for individuals, institutions, businesses, and municipalities. Besides health and accident insurance, Ameritas also sells investment products such as annuities, mutual funds, and retirement plans, among others.
- Provides up to $30,000 per month in coverage if you become disabled and can’t work
- Benefit periods from as little as 2 years or all the way to retirement age
- Good health benefit reduces the elimination period each year that the policyholder doesn’t file a claim
- Non disabling injury benefit will help pay up to $3,000 for out of pocket expenses after an injury
- Rated A (Excellent) by A.M. Best for financial strength