S&N Debt Solutions Review

Rating: 7.3 / 10 (Very good)
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S&N Debt Solutions offers debt relief and settlement programs for those struggling to regain control of their finances. The company aims to help clients lower their overall debt and monthly payments by negotiating with creditors on behalf of their customers. S&N offers consumers an alternative to credit counseling, debt management, and bankruptcy.

Years in Operation

Started in 2011



S&N Debt Solutions is an active member of the IAPDA. Its customer service and debt negotiation experts have received training and has been certified by the IAPDA.

  • A+ BBB Rating
  • AFCC
  • FTC


FDIC Insured Trust Account

Part of S&N Debt Solutions program is its low monthly payment. This fund will be used to pay for debt settlements.   This is deposited in a third-party payment processing service which is FDIC insured and can be viewed 24 hours a day.


Debt Qualification

Loans must be unsecured. Examples include credit card, medical expenses, student loans, collections and repossessions.


S&N Debt Solutions Costs

Being a member of the AFCC, S&N Debt Solutions dies not charge any fees until they have successfully resolved a debt for you. This is in compliance with industry best practices.

Upfront fees


Consultation fees


Fees and charges

25% of enrolled debt


Services Offered

Financial counselling

Debt Settlement

  • Unsecured debts
  • Credit cards
  • Medical bills
  • Collections and repossessions
  • Student loans
  • IRS tax debt


Client Support

Online Contact Form







Monday - Thursday: 8:00 am - 10:00 pm EST
Friday: 8:00 am - 8:00 pm EST
Saturday: 10:00 am - 6:00 pm EST
Sunday: Closed


Debt Consolidation and Settlement at S&N Debt Solutions

S&N Debt Solutions is a professional provider of debt relief and debt reduction services. The company is accredited by the IAPDA and AFCC and is compliant with best industry practices. S&N Debt Solutions only charges you for debt it has successfully settled making it risk free for you. A good choice for people who are searching for a reputable debt relief service.

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Customer Comments & Reviews

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Freddy M
Houston, Texas
I sing up with this company services. And they keep like 60% of my money, unfortunately it was too late for me to realized that. Now my credit is completely ruined. And still owe a lot of money not only to my creditors but some how to the IRS.

Taffie B
West Mifflin, Pennsylvania
I would NEVER recommend this company. It was a nightmare to try to work with them - they employ high pressure tactics, rush you into making decisions, gloss over high fees and offer little to no direction on how to proceed. I made the mistake of signing an agreement with them - but got off the phone and realized I'd been hustled. I called back within 1/2 hour and said I wanted to terminate my agreement. The employee lambasted me for wasting his time, demanded that I explain why I wanted to do this, told me this was disrespectful to him as a human being - good grief!!! I terminated the agreement and found another company that was the complete opposite. My recommendation is that you avoid... Read More

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