Guardian Debt Relief Review

Rating: 9.2 / 10 (Excellent)
Disclosure: We receive advertising revenue from this partner. Learn more.

Guardian Debt Relief is a debt negotiation company with headquarters in New York City’s Financial District. The company is IAPDA and AFCC certified and rated A+ by the Better Business Bureau. It is staffed with a team of debt specialists that works with clients through a one-on-one approach to guide them through every step of the program. The Guardian Debt Relief program requires no upfront fees and offers a free debt analysis to get started.consultation.

Years in Operation

Started in 2012

Program Length

24 to 48 months


Guardian Debt Relief is rated A+ by the Better Business Bureau and certified by the AFCC and IAPDA. Guardian utilizes Global Client Solutions, an FDIC insured bank, to act as a “middle-man” between the customer, creditors, and Guardian Debt Relief. Consumers must have at least $5,000 in unsecured debt to qualify for the company’s debt relief program. This is their baseline for negotiating on behalf of the client giving better leverage and improving chances when settling debts with creditors.

A+ BBB Rating



FDIC Insured Trust Account

FTC Compliant

Debt Qualification

At least $5,000 in unsecured debt

Guardian Debt Relief Costs

Upfront Fees

Consultation Fees

Fees and Charges

Success Fee Varies by State - Typically 20%.

Services Offered

Debt Negotiation

Free Debt Analysis

Debt Reduction Of:

  • Credit Card Bills
  • Private Student Loans
  • Personal Loans
  • Business Loans
  • Medical Bills
  • Unsecured Loans

Client Support



Live Online Chat

Client Portal

*Guardian Debt Relief is the only debt negotiation company to offer a live online chat feature on their website.

Hours of Operation:

  • Monday-Friday, 9:00am – 11:00pm EST
  • New Clients:  (888) 383-0855
  • Current Clients: (888) 986-9939

Debt Consolidation and Settlement at Guardian Debt Relief

The Guardian Debt Relief program requires no upfront fees and is designed to help clients regain control of their finances with one simple monthly payment. With an online chat feature and a free debt analysis, there is virtually no risk in learning about your debt relief options from this qualified debt negotiation company.


Our Partner
9.2 / 10
  • No upfront fees
  • Become debt-free in as little as 24 months
  • Multiple budget-friendly debt relief options
  • A+ BBB Accredited
  • IAPDA and AFCC Certified
  • Receive free financial consultation
  • Budget calculator and debt relief resources available online

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Guardian Debt Relief