Rating: 9.5 / 10 (Excellent)
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Based in San Diego Accredited Debt Relief is a leading provider of debt relief and settlement programs. It specializes in helping people get relief from mounting debt problems by offering a variety of debt relief programs that includes debt consolidation assistance. It is a risk-free, no advance fee service and is accredited by the IAPDA and AFCC.  

How is Accredited Debt Relief rated?


Pricing & Fees

Overall Rating: 9.5 / 10 (Excellent)

Accredited Debt Relief does not settle debt on its own, but matches clients with debt relief companies in its vast network. As a result Accredited is able to offer multiple types of debt relief services including debt consolidation, debt management, debt settlement, credit counseling, and bankruptcy services. Accredited also has a stellar reputation for customer service, which isn't exactly the norm for debt resolution services. Online reviews are plentiful and overwhelmingly positive, routinely citing attentive and professional service, and ultimate success with debt resolution.

Accredited Debt Relief Services

Services - 9 / 10

One of the most standout features of Accredited Debt Relief is the agency's ability to provide multiple types of debt resolution services. Whereas many other services have a more narrow focus, Accredited Debt Relief is a one stop shop where customers can utilize multiple debt relief options according to their situation. For example, the company serves everyone from those laboring under tens of thousands of dollars in debt, to those who simply are trying to adjust their rates to get lower monthly payments. In addition to debt consolidation, debt settlement, professional assistance from debt experts, and bankruptcy services, Accredited Debt relief also provides debt management and credit counseling.
Services Offered
Debt Consolidation
Debt Settlement
Professional Consultation
Program Length
24-54 months
Additional Benefits
Personal Advisor
Online Management


Qualification - 9.3 / 10

Accredited Debt Relief's minimum debt requirement is $7,500, which is a little lower than average for companies we rank. However, the business is able to serve clients in almost the entire nation (49 states), and minimums and types of debts will vary by state. Accredited offers a wider than usual selection of eligible debt types for individuals and businesses. These include credit cards, unsecured personal loans, lines of credit, and medical bills. The company does not service things like tax debt, student loans, or payday loans.
Minimum Debt Amount
Debt Solutions For
Personal Loans
Medical Bills
Business Debt
Unsecured Loans
Credit Cards
Excluded Debts: Payday loans and student loans may not be eligible.

Pricing: How much does Accredited Debt Relief cost?

Pricing & Fees - 10 / 10

Compliant with the Federal Trade Commission’s Telemarketing Sales Rule, Accredited Debt Relief does not charge any upfront fees and will only make money if they are able to settle your debt successfully. There are also no consultation fees. The percentage Accredited will take varies by state and type of debt, but usually ends up being 18%-25% of total settled debt. This runs about average for debt consolidation entities.
Up-front Fees?
Fees Summary
Accredited Debt Relief will take 18%-25% of whatever debt they are able to settle in fees.


Reputation - 9.8 / 10

Accredited Debt Relief has an excellent reputation for customer service. Clients consistently cite friendly, courteous and knowledgable staff, fast service, and no-pressure sales. To date they have 38 positive reviews and an A+ with the BBB. What's more, the few bad reviews the company has they have gone to great lengths to resolve. Accredited also has an excellent Trustpilot profile, with 97% of 727 review being either "excellent" or "good."

Company Details

Year Founded

Compliance & Accreditations

AFCC Membership
Accredited Member
IAPDA Accredited
FTC Compliant

Online Reviews

Trust Pilot Rating
9.4 out of 10
BBB Rating
Number of BBB Positive Reviews
Number of BBB Negative Reviews

Contact & Additional Information

Homepage URL
Headquarters Address
591 Camino De La Reina #818, San Diego, CA, 92108

Top Rated
Our Partner
9.5 / 10
  • Risk free, and no fees
  • Debt consolidation assistance
  • One low monthly payment program
  • Free debt counseling
  • 24 to 54 months debt settlement program
  • Unsecure debts of $7,500 and up