- Credit Help Powered by Licensed Attorneys & Skilled Paralegals
- Mobile App to Monitor the Development of Your Case
- $1M Identity Theft Coverage included
- Pay $0 Today, with the first payment due after 5 days
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Start With Your FREE Credit Score!
The #1 Credit Improvement Law Firm: Lexington Law™
Lexington Law is a nationally recognized consumer advocacy law firm with attorneys taking action to repair your credit and a proven dispute process to challenge inaccurate or unfair items—such as wrongful late payments or collections—that may be damaging your credit. Protect your rights, regain control, and start moving forward with confidence. Get your free credit assessment today!
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Our #1 Choice
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🥇 FREE Credit Score and Personalized Report Summary
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#2
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$99 per Month - Cancel Anytime
- Fast Credit Disputes, Verifications & Challenges
- Proven Credit Score & Report Improvement
- Money-Back Satisfaction Guarantee
#3
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Starting at $79 per Month
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Expert Dispute Advocacy & Score Optimization
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Dedicated Phone Support & On-Demand Consultations
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Provides Condition-Free 90-Day Satisfaction Guarantee
Lexington Law: Real Credit Help, Backed by Attorneys
You are more than a credit score—and you deserve fair and accurate credit reporting. Lexington Law is an attorney-led consumer advocacy law firm dedicated to protecting your credit rights and challenging unfair, inaccurate, or unverifiable items on your credit report.
Since 2004, Lexington Law’s team of lawyers and paralegals has used a proven, lawyer-driven and technology-enabled dispute process to help clients improve their credit. Their attorney-directed approach ensures that every challenge is both strategic and compliant, setting them apart from other credit help services—and is why we recommend them as the #1 law firm to help you with your credit.
How Lexington Law Helps Resolve Credit Issues
Lexington Law combines attorneys fighting to restore your credit with powerful tools to address your credit challenges head-on. Their team pinpoints questionable items on your report and delivers targeted disputes—while also providing ongoing monitoring, insights, and protections to support long-term financial health. Here’s what their premium credit help services include:
Lexington Law's Premium Services
- 💪 Trusted Advocacy
- Licensed attorneys and skilled paralegals
- 🏦 Multiple Bureau Coverage
- Challenges to multiple credit bureaus
- 🔎 Real-Time Insight
- Monthly TransUnion FICO® score updates
- 💡 Custom Strategies
- Personalized score improvement strategies
- Robust Protection
- $1M coverage in identity theft insurance
Flexible Credit Support, On Your Terms
Credit help should work on your terms—not through long contracts. Lexington Law gives you the flexibility of month-to-month service paired with attorney-led strategies and ongoing credit care. A dedicated team works by your side to challenge unfair items, support debt management, and guide you toward lasting financial progress—all while keeping you in control.
Partner Disclaimers:
© 2025 Lexington Law®. All rights reserved, Cody Johnson, Directing Attorney, Oquirrh Mountain Law Group, P.C., d/b/a Lexington Law Firm, and Of Counsel Attorneys. Check our Firm Profile for More Information about our Attorneys.
Utah Office: 257 East 200 South, Suite 1000, Salt Lake City, Utah 84111
Arizona Office: 7501 East McCormick Parkway, Suite 125S, Scottsdale, Arizona 85258
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* Based on rankings on the following review sites: consumersadvocate.org, bestcompany.com, crediful.com, badcredit.org, simplethriftyliving.com, toptenreviews.com, creditmarvel.com, bettercreditblog.org, thetoptens.com, top10bestcreditrepair.com
The Credit People Company Overview:
Established over 15 years ago, The Credit People is a credit help service committed to helping individuals enhance their credit profiles by addressing negative items and improving credit scores. The company has assisted over 100,000 clients, aiming to make credit improvement accessible and straightforward.
Services & Features:
The Credit People offers comprehensive credit help services, including disputing inaccuracies on credit reports, creditor interventions, and providing access to all three credit reports and scores. Clients benefit from 24/7 online account access, allowing them to monitor progress in real-time. The service focuses on "Score-Driven Results," aiming not only to remove negative items but also to enhance overall credit scores through various strategies.
Fees & Pricing:
The service is available for $99 per month and includes a one-time setup fee of $19. Clients may cancel their subscription at any time without additional cancellation fees. The company offers an "Unbeatable Satisfaction Guarantee," under which clients may request not to be billed for any month in which they are not satisfied with the service, subject to the terms and conditions of the program.
Ease of Process:
Starting with The Credit People is straightforward. Clients can sign up online, after which the company obtains credit reports from TransUnion, Equifax, and Experian. The user-friendly online dashboard provides transparency, allowing clients to track disputes, monitor progress, and access updated credit information. Customer support is available to address any questions, contributing to a seamless and supportive experience.
Since 1989, Florida-based Sky Blue has delivered credit bureau dispute services to members who wish to enjoy a transparent and user-friendly experience.
Services
The company offers a wide variety of credit help services. They include:
- Pro Analysis, which goes beyond the easy to identify errors and searches for hard-to-spot issues that could potentially hurt your credit scores.
- Faster Disputes, which send up to 15 items (5 per bureau) in 35-day cycles, as opposed to most other credit help companies that take 45 to 60 days.
- Custom Disputes, which tailors each dispute to your specific situation, improving its effectiveness.
- Statute of Limitation (SOL) Research, which analyzes collections to determine the best course of action and whether or not it is wise to dispute them.
- Score Assistance, which identifies specific actions that can be taken to optimize your credit profile.
- Credit Rebuilding, which provides guidance to open new credit cards and maintain balances to reach ideal score benefits.
- Extra Services, which include debt validation, goodwill letters, cease and desist letters, debt settlement, and negotiation consultations, as needed.
Pricing
Sky Blue’s commitment to transparency is a feature not seen on most credit help services. For one fixed monthly fee of $79, individuals can receive all their services with no need to upgrade if you need additional assistance. A couples plan that offers the same services is also available for $119. The company does not charge you for the first six days, essentially giving you a trial period in which you can cancel anytime without having to pay.
A significant feature of Sky Blue is its 90-day guarantee. If you are not satisfied with the service provided during the first 90 days of membership, you can request a complete refund. Customers can also pause their memberships temporarily if they need to take a break from the monthly fee, and activate it again to continue with the service.
User Experience
Sky Blue is also pretty transparent in terms of its services and understands that customers may have questions regarding the credit assistance process. To that end, their customer service available over the phone during regular business hours as well as an online support center. If you can’t find the answer to your question by browsing their extensive FAQ section, you can contact them directly and they will respond via email.
Sky Blue’s employees do not work on commission, which means that their answers to your questions are not driven by sales tactics but by looking at your credit situation and finding the right solutions to assist you with it.