Services and Features

Nationwide business insurance covers commercial property, business liability, and business income for multiple industries. It insures small businesses including auto services shops, restaurants and other specialized services such as barber shops and florists.

Nationwide Business Liability Insurance covers general liability such as bodily injury and medical payments, personal and advertising injury, and property damage. It pays for medical expenses, damages, and attorney fees. The company also offers commercial liability insurance options that includes umbrella policies, fire legal liability, liquor liability, employment-related practices liability, product and completed operations liability insurance, directors and officer’s liability insurance. In addition, businesses my purchase commercial auto, crime, and inland marine coverage.

Nationwide Property Insurance covers business  properties such as buildings, business personal property, outdoor signs, equipment, furniture, inventory, landscaping and other possessions. It usually covers losses caused by fire, tornado, theft, explosion, or vandalism. 

Nationwide’s Premier Business-owners Policy combines commercial property, liability, and business income coverages under one policy at a competitive price. Policyholders can add some additional coverage options including cyber liability, accounts receivable, employment practices, inland marine, equipment breakdown and professional liability.