PROS

• 3x points on internet, cable, phone services, travel and more
• Get bonus points for airfare, hotels, rental cars and more booked through any platform
• Points are worth 25% more when you redeem for travel through Chase Travel℠ portal
• Can transfer your points to over 10 travel partners
• No foreign transaction fees

CONS

• $150,000 annual cap on bonus rate
• $95 annual fee

Rewards: 

Earn 3x points per dollar on up to $150,000 in combined purchases each card anniversary year (1x points after that) on the following categories:

• Shipping purchases (such as postal and freight shipping companies)
• Advertising purchases made with social media sites and search engines
• Internet, cable and phone services
• Travel (including airlines, hotels, car rental agencies and more)

Who it’s best for: The Ink Business Preferred® Credit Card is ideal for small businesses that spend often on travel and common business expenses, like shipping purchases.

What we like: The card offers valuable travel redemption options when you book through the Chase Ultimate Rewards® portal. When you use the portal, your points will be worth 1.25 cents apiece (instead of the usual one cent), and you can transfer your points to over 10 airline and hotel partners, including Jetblue, United and Marriott. The card also includes trip cancellation and interruption insurance, primary rental car coverage and cell phone coverage.

What we don’t like: If your operational costs exceed $150,000 early in the year, you might do better with a card without annual caps, like the Chase Ink Business Premier℠.