10 Best Boat Insurance of 2026
Protect your watercraft from common perils with tailored boat insurance coverage from one of the industry's leading carriers.
Last Updated: December 29, 2025
Top Boat Insurance in Columbus, Ohio
Our #1 Choice
Our Partner
Liability Coverage Starts At Just $100/Year
Liability Coverage Starts At Just $100/Year
- Save With Multi-Policy & Safety Discounts
- Covers Fishing Boats, Pontoons, PWCs & More
- Sign & Glide® Provides Towing, Jump Starts & Fuel Delivery
- Full Replacement Cost Upgrades Without Depreciation
#2
- Instant, 90‑Second Quotes With Multiple A+ Carriers
- “All‑Risk” Protection Unless Specifically Excluded
- Full Value Repairs With Agreed Value, No Depreciation
- Discounts For Safety Courses, Claims‑Free & Diesel Boats
#3
- Fast, Free Online Quotes In Minutes
- All‑Risk Coverage With Agreed or Replacement Value
- Towing, Hurricane Haul‑Out, Fuel Spill & More
- Discounts Include Safety Courses, Lay‑Up & Disappearing Deductibles
#4
- Agreed Value Payout on Total Loss
- Liability Coverage Up to $1M+ Available
- Automatic Coverage for New & Non-Owned Boats
- Includes Medical, Towing & Pollution Protection
#5
Our Partner
- Agreed Hull Value Replaces Your Boat, Engine & Gear
- Liability‑Only Option Includes Salvage, Medical, Fuel Spill Aid
- Unlimited Towing & Roadside Help
- Membership Unlocks Fuel, Marina & Repair Discounts
Our #1 Choice
Our Partner
Liability Coverage Starts At Just $100/Year
Liability Coverage Starts At Just $100/Year
- Save With Multi-Policy & Safety Discounts
- Covers Fishing Boats, Pontoons, PWCs & More
- Sign & Glide® Provides Towing, Jump Starts & Fuel Delivery
- Full Replacement Cost Upgrades Without Depreciation