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10 Best Boat Insurance - September 2025

Protect your boat with coverage that goes beyond the basics—fast claims, flexible policies, and peace of mind on every journey. Stay covered on the water, at the dock, or in storage. Get a fast, personalized quote for any type of boat.
Our #1 Choice
Our Partner

Liability Coverage Starts At Just $100/Year

Liability Coverage Starts At Just $100/Year

  • Save With Multi-Policy & Safety Discounts
  • Covers Fishing Boats, Pontoons, PWCs & More
  • Sign & Glide® Provides Towing, Jump Starts & Fuel Delivery
  • Full Replacement Cost Upgrades Without Depreciation

 

#2
  • Instant, 90‑Second Quotes With Multiple A+ Carriers
  • “All‑Risk” Protection Unless Specifically Excluded
  • Full Value Repairs With Agreed Value, No Depreciation
  • Discounts For Safety Courses, Claims‑Free & Diesel Boats
#3
  • Fast, Free Online Quotes In Minutes
  • All‑Risk Coverage With Agreed or Replacement Value
  • Towing, Hurricane Haul‑Out, Fuel Spill & More
  • Discounts Include Safety Courses, Lay‑Up & Disappearing Deductibles
#4
  • Agreed Value Payout on Total Loss
  • Liability Coverage Up to $1M+ Available
  • Automatic Coverage for New & Non-Owned Boats
  • Includes Medical, Towing & Pollution Protection
#5
Our Partner
  • Agreed Hull Value Replaces Your Boat, Engine & Gear
  • Liability‑Only Option Includes Salvage, Medical, Fuel Spill Aid
  • Unlimited Towing & Roadside Help 
  • Membership Unlocks Fuel, Marina & Repair Discounts

Our #1 Choice
Our Partner

Liability Coverage Starts At Just $100/Year

Liability Coverage Starts At Just $100/Year

  • Save With Multi-Policy & Safety Discounts
  • Covers Fishing Boats, Pontoons, PWCs & More
  • Sign & Glide® Provides Towing, Jump Starts & Fuel Delivery
  • Full Replacement Cost Upgrades Without Depreciation