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iLending is an online marketplace that connects customers looking to refinance their auto loan to credit unions, banks, and other lenders. In addition to auto refinance, the company provides additional loan and vehicle protections like GAP Waivers (Guaranteed Asset Protection) and Vehicle Service Contracts. iLending offers secured, simple interest auto title loans with no pre-payment penalties that can be customized to best suit customers’ needs based on monthly payment, interest rate, and loan term.
- Average payment savings of $143 per month
- Potential to skip a payment up to 90 days
- Pre-qualify in minutes without impacting your credit score
- Loan amounts up to $150,000
- Specializes in all credit types - Supports FICO of 560+
- Speak directly to an expert Loan Consultant
Latest iLending Reviews
I am so happy, to become a customer. Everyone is professional, & Joann has been so helpful, & pleasant from day 1. Thumbs up 😎 to iLending
Hello. I am in process of refinancing. So far, I am not comfortable. I have not been given a lot of information on GAP or Service Protection. I already bought service protection when I bought my Motorcycle. Why don't I have the option to transfer with this loan? What if I have GAP already? I know it is not cheap. Are we supposed to have GAP and Service Protection? And why aren't documents or information shared up front? According to ESP, I have a ONE time opportunity to transfer to another owner. That doesn't make sense. My Service rep got impatient with me one time and that threw me off. Plus early delays in the process. Partly my fault too, but I haven't lost my cool. I... Read More
I applied for auto refinance. J.Broussard assisted me with the process. Excellent service. Would recommend 100%.
The refinance rate is great but the refinance experience was aggravating. The underwriter, Lawrence is terrible at his job. We had to email documents to him multiple times as he would call to say he hadn't received them yet. He sent us Docusign forms to fill out and sent back. When we signed them, he claimed we did them wrong. Then he resent them again, this time with him on the phone with us to walk us through. That was when he realized that that Ilendingdirect messed up and they would draw us up new forms. When were wrapping up the loan and he gave us instructions to send us updated insurance declarations page(which I already had weeks ago). I received the same instructions from the... Read More
I would just like to say what a great experience we recently had with I lending Direct the Loan Consultant Grant Geiser was excellent, Grant handled everything expeditiously, constantly communicating and coaching us along the way. Within a week after the transaction was completed, Grant checked in with us to make sure we applied for a refund of our GAP insurance premium we had financed with the initial purchase of the vehicle. we will most certainly contact him for future financing. Great company, great program, great customer service! Thank you, Grant Geiser
I placed an inquiry through Lending Tree, and Ryan Reynolds, of iLendingDIRECT, contacted me via text. We exchanged a few messages, but when I told him that I needed the whole process to be done via text or email, he completely ghosted me.
To not be willing to use the tools at hand to accommodate someones hearing or speech loss is selfish and ablest.
My name is Jewell Smotherman 2124 W. Main Street Louisville, Ky 40212
You have sent me a denial of a loan that I did not apply for. I want this removed from my credit report. Sky One Lending who I contacted referred me to you as you sent in this application. Please contact me at 502 6093512 to get this off of my credit report. Hopefully I do not have to take this further.
We just had a remarkable experience. We refinanced with a significantly lower rate than we were paying. Kyle Wright handled everything expeditiously, constantly communicating and coaching us along the way. Within a week after the transaction was completed, Kyle checked in with us to make sure we applied for a refund of our GAP insurance premium we had financed with the initial purchase of the vehicle.
Kyle is an excellent ambassador for ILending Direct, and we will most certainly contact him for future financing. Great company, great program, great customer service!
Thank you, Kyle.
Darrell S.