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Compare MaxCarLoan vs. Standard Auto Financial Auto Refinance

What’s the difference between MaxCarLoan and Standard Auto Financial Auto Refinance? See how our editors compare the two companies below.
Last Updated: March 28, 2024
MaxCarLoan
3.4 / 5 - Very good
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Standard Auto Financial
4.0 / 5 - Very good
no_rank
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Key Facts

  • Get approved in minutes
  • Auto loans for new or used cars
  • Large network of auto dealers and direct lenders
  • Access to hundreds for potential loan options
  • No obligation and application fees
  • No minimum credit score required
  • No credit score required
  • Fast approval as quick as 24 hours
  • Partnered with over 400 lenders and dealers nationwide
  • Auto financing regardless of your credit situation
  • Competitive auto loan rates
  • Auto loans for new and old vehicles

OVERALL RATINGS

 MaxCarLoanStandard Auto Financial
Loan Details3.3/54.0/5
Customer Experience3.5/54.0/5

Auto Loans & Refinancing

Types of Loans Offered

 MaxCarLoanStandard Auto Financial
Purchase Loans
Refinance Loans
Lease Buyout
Private Party Purchase

Purchase Loans

 MaxCarLoanStandard Auto Financial
Term Length
24 months
Max Term Length
72 months

Additional Info


Loan Qualifications

Borrower Qualifications

 MaxCarLoanStandard Auto Financial
Minimum Age
Must be 18 or older
Must be 18 or older
Minimum Income
No Minimum
No Minimum
Minimum Credit Score
No Minimum
No Minimum
US Citizenship Requirement
No
No
Verification / Documents Required
Social Security Number
Social Security Number

Vehicle Qualifications

 MaxCarLoanStandard Auto Financial
Mileage Limit
No Limit
No Limit
Car Age
No Limit
No Limit
Car Makes
Any Vehicle Make
Any Vehicle Make

Application & Service

 MaxCarLoanStandard Auto Financial
Approval Time
Same Day
Same Day
Funding Time
1-7 Days
1-7 Days
Fees
No Fees Specified
No Fees Specified
Benefits/ Features
Online Rates / Application
Pre-approval Soft-credit Inquiry
Customizable Payment Deadlines
Deferred Payments
Joint Loans Available
Online Rates / Application
Pre-approval Soft-credit Inquiry
Customizable Payment Deadlines
Deferred Payments
Joint Loans Available

Reputation & Reviews


Contact & Additional Information

 MaxCarLoanStandard Auto Financial
Lender Type
Marketplace
Marketplace
Homepage URL
Company Phone
(866) 948-5924
Headquarters Address
4283 Express Ln #425, Sarasota, FL, 34238

Final Verdict

Standard Auto Financial Auto Refinance has a higher overall rating than MaxCarLoan. Standard Auto Financial scores better than MaxCarLoan across: Loan Details, and Customer Experience. However, MaxCarLoan scores better on Reputation, and Qualification.


Customer Comments & Reviews

J
John
2/13/2017
MaxCarLoan review
Max Car Loan helped me to get a loan at at a dealer right by my house when nobody else would approve me.