š„Our #1 Choice for Students and Parents
- Lowest Rates - APRĀ starting atĀ 3.47%1
- Cover up to 100% of school costs
- Offers instant credit decision
- Apply online in less than 3 minutes
- No origination or prepayment fees
Ā
Easy Online Application
- Undergraduate fixed APRs fromĀ 3.54%-15.99% (with autopay)1
- No fees required
- Flexible terms and repayment options
- Students with cosigners are 5x more likely to be approved*
- Variable rates 4.54% - 14.71%Ā
- Fixed rates 3.49% - 15.99%Ā
- Lowest rates shown include 0.25 percentage point interest rate discount with auto debit payments.¹
- Applying online is easy - you could receive a credit result in about 10 minutes.
- Multiple repayment options from in-school payments to deferred.¹ No origination fee or prepayment penalty.²
- Borrow up to 100% of school-certified expenses, whether you're online or on campus.³
- Last year, students were 4x more likely to be approved with a cosigner.ā“
- Student loans for undergrads, graduates, and parents
- Get approved for multi-year funding
- NoĀ application, origination, or disbursement fees
- APRs starting at 5.19% (variable) and 3.99% (fixed)
- Discounts can reduce your rate by 0.5%
Ascent
- Fixed rates start at 3.44%Ā APR1
- Students 4x more likely to be approved with a cosigner
- Receive 1% cash back of total original balance when you graduate