No fees required

• Covers full attendance cost
• Fixed rates from 3.29% - 16.85% APR (with autopay)
• Variable rates from 4.39% to 16.85% APR (with autopay)
• Save on interest with rate discounts for autopay (0.25%), continuing scholar borrowers (0.125%), and cosigners taking a second student loan (0.25%).
• US, Puerto Rico, and the US Virgin Islands residents are eligible for student loans*
• Get a quote online in minutes

*Borrowers must attend an approved school within these areas to qualify.

APR starting at 3.19%¹

• Fixed rates 3.19% - 16.99% 
• Variable rates 4.37% - 16.49% 
• Lowest rates shown include 0.25 percentage point interest rate discount with auto debit payments.¹
• Multiple repayment options from in-school payments to deferred.¹ No origination fee or prepayment penalty.²
• Borrow up to 100% of school-certified expenses, whether you're online or on campus.³
• Last year, students were 4x more likely to be approved with a cosigner.⁴
  ^{1_{Undergraduate Loan - Fixed rates 3.19% - 16.99% APR* with auto debit discount.}} 

Student loans for undergrads, graduates, and parents

• Get approved for multi-year funding
• No application, origination, or disbursement fees
• APRs starting at 3.24% APR¹
• Discounts can reduce your rate by 0.5%

Start Paying 9 Months After Graduation

• Fixed rates start at 3.09% APR¹

• Apply in minutes without impacting your credit score 

• Cover up to 100% o f your tuition and eligible living expenses

_{Ascent loans funded by Bank of Lake Mills/DR Bank, Member FDIC. Terms: AscentFunding.com/Ts&Cs. APRs effective: 7/1/2025}

Rates starting at 3.69%

• Prequalify to estimate rate without affecting your credit score
• Submit online application in minutes
• No application fees, origination fees, and/or prepayment penalty
• Flexible repayment terms to fit your needs and goals
• Student Loan Advisor to guide you through the application process