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American Home Shield Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
4,124 Customer Comments & Reviews - see all comments
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American Home Shield is a Tennessee-based company founded in 1971 to provide coverage on home appliances and systems in the United States through its network of home service professionals.

The company offers service contracts that cover the repair or replacement of major components of home systems and appliances. Customers can also purchase optional coverage for pools and spas, guest houses, home electronic systems, roof leaks, maintenance services, and more.

How is American Home Shield rated?

Breakdown

4.8/5
Transparency
4.8/5
Claims Processing
4.7/5
Coverage Options
4.7/5
Additional Benefits
4.7/5
Customer Experience

Overall Rating: 4.7 / 5 (Excellent)

American Home Shield's coverage is among the most comprehensive we've seen in the industry. The company covers considerably more appliances and systems than its competitors and has fewer coverage limitations.

The company recently updated its plans—they now have three to simplify choosing the right one for your home. American Home Shield focuses on the repairs that offer the most value to consumers, removing items that are inexpensive to replace, increasing its coverage limits on appliances in its most expensive plan to reflect today's higher-priced, "gourmet" appliances, and adding roof leak coverage.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$3,000
Typical Systems Benefit Limit
$0

Coverage Options - 4.7 / 5

American Home Shield offers consumers a choice of three plans, following a good-better-best model. Its ShieldSilver plan warrants systems only, but can be amended with certain add-ons, including pools, electronics, and guest houses. Its ShieldGold plan covers a range of systems and appliances, again with add-on options. Its ShieldPlatinum plan covers everything in the ShieldGold plan, plus roof leaks up to $1500 and some routine maintenance services. These include free HVAC tune-ups, unlimited top ups on your AC refrigerant, coverage for code violations including permits.

All told, American Home Shield covers 23 systems and appliances, considerably more than most of their competitors, and fully covers 11 of those items. There is no limit on the number of claims a customer can file over the year’s contract, either.

What does American Home Shield cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Doorbells
  • Ceiling Fans

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Built-in Food Centers

Exclusions

For a full list of American Home Shield exclusions, check out this page.

Specialty Items

  • Guest Unit
  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $0
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 5 / 5

American Home Shield has a flexible pricing policy and offers three different coverage plans and two trade service call fee levels: $100 and $125.

This allows consumers to have input into the annual price based on their budgetary needs.

We requested a quote for a single family home under 5,000 square feet located in a medium-sized midwestern city. The minimum annual premium (Shield Silver Plan) was $59.99 per month. The maximum premium (Shield Platinum Plan) was $109.99. So AHS prices are somewhat higher than many competitive plans. Consumers should note that their final price will vary by plan, service call charge selected, and location.

Sample Contract

American Home Shield provides a sample contract for potential customers on its website: American Home Shield Sample Contract

Cancellation Policy

Customers can cancel anytime within their 30 day wait period and receive a full refund, and can cancel anytime during the contract term, as this is a non-binding contract.

Claims & Service

Claims

Service Fee
$100 and $125
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Contractor Network Size
14,000+ contractors
Number of Technicians
45,000 technicians
Service Recall Period
30 days

Claims Processing - 4.8 / 5

Consumers can submit a service request online 24/7/365. American Home Security does not require an inspection prior to purchase.

The company has a large network of service professionals and offers a 30-day workmanship guarantee on their services.

American Home Shield Reputation

Company Details

Year Founded
1971
NHSCA Membership
Number of Customers
1.7 million
Number of Employees
1,700
TrustPilot Rating
2.1 out of 5
BBB Rating
B
BBB Positive Reviews
392
BBB Neutral Reviews
50
BBB Negative Reviews
1,874
Date Collected
2023-07-24

Reputation - 5 / 5

American Home Shield has been in business since 1971, making it the oldest player in the industry. It has over 1.7 million customers.

In 1989, the company was acquired by ServiceMaster, an established firm that also owns Terminix and Merry Maids.

American Home Shield is accredited by the BBB and has a B rating. In this industry, negative customer reviews far outnumber positive ones.

Contact & Additional Information

Homepage URL
Company Phone
(888) 429-8247
Headquarters Address
150 Peabody Place, Memphis, TN, 38103
Mailing Address
P.O. Box 849, Carroll, IA, 51401
Year Founded
1971

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4124 Customer Comments & Reviews

Loading Reviews ...
mrlaw68
10/21/2022
American home shield is efficient and easy to work with customer service is awesome haven’t had any negative experience with them. I truly recommend them if you’re looking for any home warranties.


L
Leana L
10/19/2022
I have had them for 20+ years and up until the last 2 years it has been great but these last 2 years have not been good at all. And they keep increasing the price every year without letting you know. Mine just jumped $15 a month over last year and the last 2 years have been the same prince until now.


floridaump
10/16/2022
I just started with them and hoping they are as good as people are saying


Anniece A
10/14/2022
We had a heat pump claim after contractor made inspection AHS said 2500 of repair cost was not covered. Had they gave me a price 1000 or less I would have paid for repairs but I got another company to check unit to get a second estimate. The second company repaired our heat pump for 186 dollars and this included the service call. When I called AHS about this they could care less. AHS tries to find a reason to not cover the problem if it is a large amount of money.


W
Wendy O
10/6/2022
Charged 25% more than originally quoted. Signed up for monthly payment...sometimes charged twice in one month. Slow to respond to calls. Sometimes no one in network and had to arrange own contractor, and wait weeks for reimbursement. Difficult to understand customer reps...definitely a foreign call center. Did not renew. Would NOT recommend.


K
KK
9/25/2022
You state "Many or all of the companies featured here provide compensation to us." Their compensation is obviously enough to outweigh your integrity. AHS is the worst company of any kind I have ever dealt with. They recommend sub standard contractors who often can't/won't do the work so AHS forces you to find one on your own. Then they force that contractor to provide a line by line bid so they can pay only pennies on the dollar for the work. The process typically takes months of unsatisfactory back and forth with incompetent or lying employees. Check the thousands of complaints to BBB and the FaceBook pages for unhappy consumers. Your web page is a disgrace and totally misleads... Read More


areav3
9/24/2022
This is the worse home warranty people to have. Wasted money on premiums could never get anything fixed. The call center is out sourced so you can never speak to a US citizen. Absolutely hate this company. Home owners be aware. I have an attorney looking into this case to see if we can be refunded all of our premium payments. Would never recommend or use this company ever again


tishengland90
9/23/2022
We had American Home Shield for one year. Everytime we called we were given the run around instead of prompt professional service. When we had a problem in our sewer due to a tree root they would not allow the plumber that was recommended to service us. They sent two different companies out to us that were not able to fix the problem. Finally the last plumber told American Home Shield that the original plumber we wanted was the only plumber in town who had the specific tool to fix our problem. When they allowed our first choice to come out they fixed the problem within 20 minutes versus the hours the plumbers that American H.S. sent out tried but failed. They also double charged us the fee... Read More


sisaacs20
9/22/2022
I had AHS for over 20 years in 3 different homes. I always spoke highly of them...service, coverage and value. That was until about 18 months ago. It all changed at that point. Their rates went through the roof, they started changing plan designs to remove covered items and blend items together. Their service really fell off. It all became a true #^$% show! I called them on my renewal. The rates skyrocketed! They wouldn't make adjustments, told me I was being blind and expected too much! Needless to say, a 20 year relationship was ended. I would never go back. Terrible!


Jennifer B
9/20/2022
American home sheild is the worst insurance company they lie to get the parts for my mom she is 80 . It been 113 114 115 116 117 very hot in lasvegas I hope they shut down that insurance place. They are not good she is on oxygen it against the law to leave her without ac the American home shield should be sued I hope American home sheild goes out of business for treating my mom like garbage. Treating an old lady 80 years that on oxygen all they do lie lie lie give her the run around the worst insurance company American home shield



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