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American Home Shield Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
4,124 Customer Comments & Reviews - see all comments
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American Home Shield is a Tennessee-based company founded in 1971 to provide coverage on home appliances and systems in the United States through its network of home service professionals.

The company offers service contracts that cover the repair or replacement of major components of home systems and appliances. Customers can also purchase optional coverage for pools and spas, guest houses, home electronic systems, roof leaks, maintenance services, and more.

How is American Home Shield rated?

Breakdown

4.8/5
Transparency
4.8/5
Claims Processing
4.7/5
Coverage Options
4.7/5
Additional Benefits
4.7/5
Customer Experience

Overall Rating: 4.7 / 5 (Excellent)

American Home Shield's coverage is among the most comprehensive we've seen in the industry. The company covers considerably more appliances and systems than its competitors and has fewer coverage limitations.

The company recently updated its plans—they now have three to simplify choosing the right one for your home. American Home Shield focuses on the repairs that offer the most value to consumers, removing items that are inexpensive to replace, increasing its coverage limits on appliances in its most expensive plan to reflect today's higher-priced, "gourmet" appliances, and adding roof leak coverage.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$3,000
Typical Systems Benefit Limit
$0

Coverage Options - 4.7 / 5

American Home Shield offers consumers a choice of three plans, following a good-better-best model. Its ShieldSilver plan warrants systems only, but can be amended with certain add-ons, including pools, electronics, and guest houses. Its ShieldGold plan covers a range of systems and appliances, again with add-on options. Its ShieldPlatinum plan covers everything in the ShieldGold plan, plus roof leaks up to $1500 and some routine maintenance services. These include free HVAC tune-ups, unlimited top ups on your AC refrigerant, coverage for code violations including permits.

All told, American Home Shield covers 23 systems and appliances, considerably more than most of their competitors, and fully covers 11 of those items. There is no limit on the number of claims a customer can file over the year’s contract, either.

What does American Home Shield cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Doorbells
  • Ceiling Fans

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Built-in Food Centers

Exclusions

For a full list of American Home Shield exclusions, check out this page.

Specialty Items

  • Guest Unit
  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $0
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 5 / 5

American Home Shield has a flexible pricing policy and offers three different coverage plans and two trade service call fee levels: $100 and $125.

This allows consumers to have input into the annual price based on their budgetary needs.

We requested a quote for a single family home under 5,000 square feet located in a medium-sized midwestern city. The minimum annual premium (Shield Silver Plan) was $59.99 per month. The maximum premium (Shield Platinum Plan) was $109.99. So AHS prices are somewhat higher than many competitive plans. Consumers should note that their final price will vary by plan, service call charge selected, and location.

Sample Contract

American Home Shield provides a sample contract for potential customers on its website: American Home Shield Sample Contract

Cancellation Policy

Customers can cancel anytime within their 30 day wait period and receive a full refund, and can cancel anytime during the contract term, as this is a non-binding contract.

Claims & Service

Claims

Service Fee
$100 and $125
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Contractor Network Size
14,000+ contractors
Number of Technicians
45,000 technicians
Service Recall Period
30 days

Claims Processing - 4.8 / 5

Consumers can submit a service request online 24/7/365. American Home Security does not require an inspection prior to purchase.

The company has a large network of service professionals and offers a 30-day workmanship guarantee on their services.

American Home Shield Reputation

Company Details

Year Founded
1971
NHSCA Membership
Number of Customers
1.7 million
Number of Employees
1,700
TrustPilot Rating
2.1 out of 5
BBB Rating
B
BBB Positive Reviews
392
BBB Neutral Reviews
50
BBB Negative Reviews
1,874
Date Collected
2023-07-24

Reputation - 5 / 5

American Home Shield has been in business since 1971, making it the oldest player in the industry. It has over 1.7 million customers.

In 1989, the company was acquired by ServiceMaster, an established firm that also owns Terminix and Merry Maids.

American Home Shield is accredited by the BBB and has a B rating. In this industry, negative customer reviews far outnumber positive ones.

Contact & Additional Information

Homepage URL
Company Phone
(888) 429-8247
Headquarters Address
150 Peabody Place, Memphis, TN, 38103
Mailing Address
P.O. Box 849, Carroll, IA, 51401
Year Founded
1971

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4124 Customer Comments & Reviews

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Aaron
4/10/2024
Customer of 5 years. I decided to cancel after numerous rate increases. There is no option to cancel online and you are forced to call, sit through multiple transfers, and argue with the support staff that you want to cancel your account. Then they have the cajones to charge you a cancellation fee. Absolutely frustrating and horrible experience.


lisakrayner
3/13/2024
NIGHTMARE… Do not purchase an American Home Shield contract. They used to be a reliable company, but now are operating as a scam…they do not replace items that need replacing, instead they only replace parts, even when their “approved” technicians recommend replacement. Oh, and then try and CANCEL your contract…they put you on a loop of “customer service” people that either hang up on you (forcing you to call back) or you get an incredibly RUDE person like NAYA… who is glib as she “cancels” your policy then tells you that you now owe a cancellation fee… I was so upset that I Called back (and finally after going through the hoops) got someone in conflict resolution named “Jen” who calmed me... Read More


Joanne B
3/1/2024
Absolutely terrible customer service, incompetent contractors, warranty not honored. Do not trust this company.


mrs.alansr
2/15/2024
I’ve been without a refrigerator for 6 weeks eating out the restaurant everyday that’s not good for my health I lost a lot of food when my fridge went down American home shield was great until my fridge went down and offered me 500 and something dollars towards a new fridge my fridge that broke was three thousands dollars and my new one is four thousand dollars so that five hundred wasn’t even close and it’s taken so long I’m gone to look for a new warranty company


S
Suzanne M
2/8/2024
We just received a new rate for 2024 which is higher. Our service fee also went up. We'll be shopping around to compare prices. Last year I received lower rates on a new contract. I've never been able to log into that contract to update my credit card. For service I've had to call rather than order online. I need some help.


jwizash
2/8/2024
AHS needs to do a serious review of the companies on their roster. My sump pump failed and flooded my basement. Filed my claim on a Friday, spoke with the plumber that day, he gave me a 10 am to 3 pm window the next day. Never showed up, nor called or answered the phone. Sunday I call customer service, who couldn't get in touch with him either. One would THINK, they'd dispatch someone else!! Nope, that would make too much sense. Monday comes still nothing, I called my old Air Force roommate who's a plumber, thank God he came and changed out my sump pump. Took him all of 30 freaking minutes!! Got all the water cleaned up. Thanks for not the AHS.


dpettitt66
1/26/2024
Pay monthly..pay the service charge.. nothing gets fixed! Stall after stall. Canx them and look for another company!


morenaphd28
11/24/2023
American Home Shield is dishonest and doesn't honor the services and quality of replacement. They falsifies information not to provide the repair on services needed. to charge another deductible to come back about the same problem. I have been very patient throughout the 17 years of there services and I am not going to tolerate substandard service and quality of replacements that is not even close to what I have. example: my deep freezer stopped working all of a sudden it was not covered. When I started the policy all my appliances were covered, door bell etc. I pay for the monthly fee in the event a repair is necessary. Whenever I need services, they don't follow... Read More


dcomito2
11/14/2023
I have had their coverage for almost 40 years. One item I noticed in my current contract is the refrigerator ice maker is no longer covered. When I read their standard contract for the 2022-23 year it shows it's covered. So my question is, why, as a customer for almost 40 years, was this exclusion made in my contract.


dbaumgart65
11/8/2023
I have had AHS for three years now and have been paying for their premium service, which I have only used three times. The waiting time for each service I've placed has been significant to ridiculous. It makes no difference how much information you provide before hand (including make, model, serial number, the exact problem, photos, etc), the contracted company will always arrive with no information conveyed to them, and will take the same information you previously provided to AHS, only to have you reschedule and wait another two weeks, and another two weeks, and so on. It took a month to repair my furnace, over a month for my microwave, and as of today, two weeks waiting on service to... Read More



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  • No age limit on systems & appliances
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