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Delta Dental Insurance Review


ConsumersAdvocate.org Rating: 4.8 / 5 (Excellent)
178 Customer Comments & Reviews - see all comments
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Founded in 1945, Delta Dental is presently the largest dental benefits carrier in the nation. The company is a not-for-profit organization with some for-profit affiliates among its 39 independent member companies. Delta Dental services to more than 78 million people enrolled in over 129,000 groups across the nation, the District of Columbia, and Puerto Rico.

What is Delta Dental?

Delta Dental is the nation's leading dental insurance company, providing access to over 145,000 dentists at more than 292,000 office locations. The company also provides the best discounts, averaging 20.3% on all claims. Delta Dental has consistently built strong partnerships with dental insurance providers and dental professionals for over half a century.

What's Included with Delta Dental

Negotiated Fees. Delta Dental has worked with network dentists to lower the costs of their services. This means cheaper treatments and bigger savings for you. 

Balance billing is not allowed, because participating dentists agree to accept Delta Dental's fee and the patient co-payment or deductible (if applicable) as full payment.

There are no forms for you to fill out because participating dentists submit claims directly to Delta Dental.

Payments are made directly, no need to wait for reimbursement checks.

No deductible or calendar year maximum.

Set copayments so you know your out-of-pocket cost for each procedure.

Plan Reviewed 

Dental for Everyone Gold PPO

How much does it save you?

Year 1/ Year 2/ Year 3 

Preventive: 60%/ 80%/ 100% 

Basic: 50%/ 65%/ 80% 

Major: 0%, 30%, 50%

Premiums

Monthly/ Quarterly/ Annually

1 Member: $41.16/ $123.48/ $493.92

2 Members: $75.51/ $226.53/ $906.12

Family: $109.86/ $329.58/ $1,318.32

Annual Maximum

$1000 per person, per calendar year

Treatments Covered and Reimbursements

Covers Preventive, Basic and Major services. The amount of reimbursement increases with every year. However, there is no coverage for major services for the first year.

Summary

Delta Dental boasts the largest network of dentists and partner companies in the country. This makes it easy for you to find the best dental services in your area. Delta Dental is simply the best, which is why 60 million Americans make them their choice for dental insurance.


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178 Customer Comments & Reviews

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Erdean J
3/26/2024
I have a Delta Dental Advantage plan and I need Dental work done due to my Cancer treatments with my Dentist Delta wuld pay 25,000 I will be 18,000 out of pocket I can get it done in Mexico with a 5 yr written Guarantee for 5,000 Total I was told by a Delta Dental rep that because its a Medicare plan they can't help me with the costs in Mexico. We talk about the high cost of Medical then when people find it can save both the insurance and yourself they denie you with the help. Erdean Johnson


leoruss7
3/18/2024
delta is an outright scam - it refused coverage for ridiculous reason - claimed that the implant was not covered because "the tooth never existed since we don't have a record of extraction". If I were born without that tooth, there would be no room install the implant but any sort of reasoning that doesn't contribute to their bottom line simply does not exist.


Machado T
9/14/2023
Noooo atienden las llamadas!, Se caen las llamadas del servicio al cliente


djmccorm500
7/24/2023
A SINGLE PERSON HAS TO PAY ALMOST 50% OF THE ANNUAL MAXIMUM BENEFIT IN PREMIUMS. A FAMILY OF 3 ONLY PAYS ABOUT 35% FOR THEIR ANNUAL MAXIMUM BENEFIT IN PREMIUMS. SORRY, I WILL GO ELSEWHERE.


tanyadynasanchez
6/14/2023
They don't cover ANYTHING, ANYWHERE NEEEAAAR what they promise/say they do/will. 😡


tanyadynasanchez
6/14/2023
They don't cover ANYTHING, ANYWHERE NEEEAAAR what they promise/say they do/will. 😡


geofru
5/16/2023
I have been billed $140 and $208 by Delta Dental Dentists under my Delta Dental PPO plan that says in-network Delta will pay 100% for cleaning and annual exam. The dentists don't understand, or can't explain, and calling Delta is no better.


P
Paul C
3/8/2023
This dental insurance company is horrible. If you need a proceedure outside of network they will cover almost nothing. Unethical and unfair. Buyers beware


T
Tamara
2/27/2023
THE absolute WORST company I've ever dealt with for anything. Terrible coverage, almost IMPOSSIBLE to cancel. They hold you hostage contract wise. Haven't used them for years yet have had to continue to pay them. AWFUL DO NOT RECOMMEND.


leoruss7
2/23/2023
Refused to cover an implant on the grounds that they "do not have a record of extraction and, therefore, it's a defect the patient was born with." They even supplied a conclusion from a "doctor", someone who doesn't know that if the tooth has never existed, the adjacent teeth would move/expand, and the gap would close which would not allow to install an implant. Crooks.



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