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First Premier Home Warranty Home Warranties Review


ConsumersAdvocate.org Rating: 3.9 / 5 (Very good)
41 Customer Comments & Reviews - see all comments
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Founded in 2020, First Premier Home Warranty is a New York-based company focused on providing home warranties to homeowners across the United States. They offer two different plans in level of coverage for appliances and home systems. Additional coverage can be easily added to make plans fully customizable.

How is First Premier Home Warranty rated?

Breakdown

4.0/5
Transparency
4.0/5
Claims Processing
4.0/5
Coverage Options
4.0/5
Additional Benefits
3.5/5
Customer Experience

Overall Rating: 3.9 / 5 (Very good)

First Premier Home Warranty is a relative newcomer to the home warranty industry, but enjoys an overall favorable reputation on consumer review sites. The company offers coverage in 27 states. Customers have a choice of two plans and may also elect coverage upgrades for unique home features.

First Premier Home Warranty does not provide specific pricing information on its website, but they make it fairly easy to request a quote online. Monthly premiums and per-service-call prices may vary by location and by the deductible a customer selects.

First Premier Home Warranty policies are highly customizable. Customers can select coverage very specific to their needs. Some homeowners might really appreciate this level of flexibility, while others might prefer to purchase an all-in-one plan to keep things simple.

Coverage

Key Facts

Plan Types
Premier Plan
Premier Platinum Plan

Coverage Options - 4 / 5

First Premier Home Warranty offers a choice of two plans. Its lower price plan, the Premier Plan, does not cover some of the items might expect it to and which are included in competitive plans, including refrigerator, washer, and dryer coverage. You must step up to the Premier Platinum plan and/or to specialty coverage options to get coverage for these items. The company's specialty options include coverage for pools, spas, sump pumps, and duplicate appliances.

Specialty Items and Additional Coverage

First Premier Home Warranty offers quite a few options for covering unique home items. We found their coverage for second appliances in the home—like that extra fridge in the basement—a particularly practical option.

What does First Premier Home Warranty cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Central Vacuums
  • Ceiling Fans
  • Ductwork
  • Sump Pump

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Stand Alone Freezer
  • Central Vacuum

Specialty Items

  • Pool/Spa
  • Septic Tank/Pumping
  • Well Pump
  • Roof Leaks
  • Sprinkler System

Contract & Price

Contract Details

Annual Premium
Starting at $399

Contract & Price - 3.5 / 5

You can purchase a First Premier Home Warranty by the month or annually. The company's two stand-alone plan prices are a little higher than average. However, customers may find that if they add specialized coverage for such items you might be expected to be included in a non-custom plan—such as a refrigerator ice maker, washer, or dryer—the cost of your policy can really creep up.

Cancellation Policy

First Premier Home Warranty allows customers to cancel their policies for a full refund within 30 days of purchase, provided no claims are made during that period.

Claims & Service

Claims

Service Fee
$45 to $75

Contractors & Service

Contractor Selection
In-Network Only

Claims Processing - 4 / 5

You can request a service call with First Premier Home Warranty online, via email, or by telephone.

First Premier Home Warranty Reputation

Company Details

Year Founded
2020
TrustPilot Rating
4.3 out of 5
BBB Rating
A-
BBB Positive Reviews
10
BBB Negative Reviews
0
Date Collected
2020-11-06

Reputation - 4 / 5

First Premier Home Warranty receives an A- rating from the Better Business Bureau and a 5-star average rating from the few customers who have reviewed the company on that site. The company earns 4 out of 5 stars on Trustpilot.

Contact & Additional Information

Homepage URL
Company Phone
(800) 388-1918
Headquarters Address
2918 Avenue R, Brooklyn, NY, 11229
Year Founded
2020

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41 Customer Comments & Reviews

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J
Jan S
10/2/2024
Terrible company will cheat and lie to you. They will not pay to repair your covered item or even pay to send a technician to look at it. I lost thousands to this company. Run Away unless you just like trashing your money.


K
kimo k
8/1/2024
Steve West with First Premier Home Warranty sold me on a Platinum Policy, speciafically stating that all repairs, parts, labor were coovered for all appliances under this plan as well as full replacement, with no out-of-pocket expense, except for a $75.00 service fee and a 30-day waiting period. I even inquired if they issue a partial payment check for any service and he again reiterated that everything is covered. I signed up and received a one-page document with my policy number and Plan level. . . that was it. 45-days later, I called to have my A/C worked on. Later i was told I will receive a check for the part. I called them and told them why are they not paying for it directly.... Read More


K
KL M
2/10/2024
FPHW>>>>Which written policy do you stand by? First Premier HW sent one policy when we signed up 6 pages long. It was everything we discussed with sales agent. After 3-Year Policy payment of $1350 was paid to FPHW we received a 19 page policy that had many exclusions that agent had previously said were included on the sales call. When we received the 19 page policy there was no reference to the fact that the 6 page policy they had sent had been rescinded, no warning to read a new policy and agree to new terms. At no point in time did they mention this new 19 page policy received with the welcome letter was different than the 6 page policy received with 1st with welcome letter.... Read More


S
Steve O
2/10/2024
Do not use First Premier Home Warranty unless you want to lose money and be very frustrated. They do not have a list of competent service providers, they do not pay fully for service, they do not pay for replacements, their customer service is slow and unhelpful...the list goes on and on. My warranty is for 10 years (paid almost $4,000), and I tried canceling after one and a half years, but they are only approving a refund of $600. I continually ask for a breakdown of how they determined my refund, but they will not email me back or return my calls. They are scammers. DO NOT USE THEM.


Janice A
10/3/2023
I have been trying to get my bedroom heater fixed. The first contractor they assigned could not keep the appointment because his technician was ill. The next appointment he cancelled because he said we were too far away. We live on the Olympic Peninsula. Evidently, they don't have any technicians on the Olympic or Kitsap Peninsulas? Why were we not told this when the salesman was so quick to sell us a policy. When I call to submit a claim, I only get the recorded message saying all reps are busy. This repeats over and over without a break. Not even any hold music. When I call a "sales" number, they put me in the que and I'm placed on hold indefinitely. It's getting cold out and... Read More


sharonwatson305
9/27/2023
It's a far stretch giving one star to this horrible, rude, nasty, scammy, so called company. RUN AS FAST AS YOU CAN, AWAY TO SOMEONE ELSE. Nobody else could be this bad. THE RUDEST PEOPLE I HAVE EVER ENOUNTERED. They are not upfront about their exclusions. Which are many. I have never been talked to so rudely by a representative of a company. They were condescending, liars, nasty, hateful people. DO NOT DEAL WITH THIS COMPANY. I hope my honest review can save someone from the horrors of having to deal with these scam artists. Well, no, they are not artists, they are just nasty liars. And NOW, they won't stop calling me to renew my policy! I've told 4-5 people NO, I will never deal... Read More


khilmer1
6/19/2023
I tried to purchase a yearly policy with this company, all went well until the salesman Jack Adams tried to upsale me to a multi year policy. I had agreed to a one year, gave him my checking routing and acct #. He then proceeded to tell me about his multi year plan an said we had to pay for for it all up front. We told him we needed to see info and a sample contract on this multi year plan and verify in an email all the terms. Next thing we get an email 6 times from Maverick pay systems that our payment had been accepted. I told Jack that and he said we could cancel and get refund anytime. We had not agreed to this policy. He told us he canceled the payment. Worried that this was false we... Read More


D
Diane T
5/5/2023
This is definitely not the company that you can trust with your house. We filed a claim and the response time was a month. They tried to deny the claim and eventually paid a small portion of the claim. Their service representatives were very rude and didn't call back. When I wanted to cancel the policy, a 5 year one, they only wanted to pay me less than half the amount paid. We had the policy 6 months. If I could give a 0 rating, I would


Polly G
4/21/2023
We have had a terrible experience with First Premier Home Warranty. We submitted a request to have HVAC repaired. It took over a week for them to get back to us with a contractor. When we called to find out what the hold up was they didn't have any information. It was like the left hand didn't know what the right hand was doing with this company. Once we finally got the name of a contractor and had them come out for a service fee, the contractor contacted FPHW with information regarding the repair. When we heard nothing back for several days, we contacted the contractor and he said when he submitted the service information he was told we had cancelled the request (which we did not). It... Read More


J
jimmy p
4/11/2023
i purchased a home warranty with first premier in jan of 2022 for 446.78. in may my ac went out in 90 degree heat and i was told it would be 3 or 4 days to process so i called my local tech company and they were there the next day and replaced a part and i paid them 268.00 out of my pocket and my repair was approved and to this day i am still trying to get my money a year later. i paid for a service that i never received from this company. they stole my money . they refused to work with me or any other agency that i asked for help from. i was told at least 4 times that my check was in the mail but it never came. i emailed this company over 200 times asking for my money from may of 2022... Read More



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