Compare Experian vs. TransUnion Credit Reporting
Key Facts
- Experian is an official credit bureau
- Get your FICO® score for $1
- Credit reports from all 3 credit bureaus
- Daily monitoring, toll-free support & 4.5 stars in Google Play
- Identity Theft protection available
- Unlimited TransUnion score and report updates
- Email updates of critical credit information changes
- 1-Touch Credit Lock
- Interactive graph of your score history
- Personalized credit and debt analysis
- Up to $1,000,000 in ID Theft Insurance
OVERALL RATINGS
Experian | TransUnion | |
---|---|---|
Plans and Pricing | 4.0/5 | 4.5/5 |
Report Details and Frequency | 5.0/5 | 4.3/5 |
Credit Bureau & Credit Scores | 5.0/5 | 4.5/5 |
Monitoring and Extra Features | 4.3/5 | 4.5/5 |
Final Verdict
Experian Credit Reporting and TransUnion Credit Reporting are very close in quality and have the same overall rating. That said, Experian scores better than TransUnion across: Report Details and Frequency, and Credit Bureau & Credit Scores. Whereas, TransUnion scores better on Plans and Pricing, and Monitoring and Extra Features.