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Compare Progressive vs. Allstate Car Insurance

What’s the difference between Progressive Car Insurance and Allstate Auto Insurance? See how our editors compare the two companies below.
Last Updated: April 27, 2024
Progressive Car Insurance
4.7 / 5 - Excellent
#2 in Car Insurance
Allstate Auto Insurance
4.4 / 5 - Excellent
#10 in Car Insurance
vs

Key Facts

  • Get a customized quote today and see what you could save
  • Fast, easy and reliable claims service available 24 hours a day
  • Trusted by millions of drivers to insure what’s important
  • Safe Drivers Can Save Up To 40% Or More
  • Adjustable limits and deductibles
  • Large network of local agents & strong financial ratings
  • Roadside services & Rental reimbursement

OVERALL RATINGS

 ProgressiveAllstate
Coverage5.0/54.8/5
Financial Strength4.8/54.5/5
Supplemental Coverage0.0/50.0/5
Pricing & Discounts4.8/54.5/5
Claims Satisfaction & Customer Experience5.0/54.7/5
Automation4.5/54.5/5

Coverage Compared

Basic Coverage

Progressive
vs
Allstate
  • Bodily Injury Liability
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Personal Injury
  • Medical Payments
  • Uninsured/Underinsured Motorist
  • Bodily Injury Liability
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Personal Injury
  • Medical Payments
  • Uninsured/Underinsured Motorist

Additional Coverage

Progressive
vs
Allstate
  • Rental Reimbursement
  • Towing & Labor Cost
  • Sound System
  • Vet Bills
  • Rental Reimbursement
  • Towing & Labor Cost
  • Sound System

Coverage Fine Print

Loan/Lease Payoff or Gap Insurance - Protects drivers whose cars have been declared a total loss by paying up to 25% over the actual cash value towards the amount owed to the lender. Mobile App Driver Monitoring Devices
Satisfaction Guarantee Driver Monitoring Device Redeemable Rewards Points Accident Forgiveness Mobile App Preferred Repair Service Deductible Rewards New Car Replacement Car Buying Service

What do their customers think?

National Association of Insurance Commissioners

 ProgressiveAllstate
NAIC Complaint Ratio
1.11
1.03
NAIC Total Complaints 2020
130
343

Customer Ratings

 ProgressiveAllstate
Trust Pilot Rating
4.7 out of 10
BBB Rating
A+
A-
Number of BBB Positive Reviews
4
4
Number of BBB Neutral Reviews
5
2
Number of BBB Negative Reviews
153
134
Date Collected
2017-10-10
2017-09-21
*The NAIC Car Insurance complaint ratio (in this case 1.11) compares a company’s performance to other companies in the market. The median complaint ratio across all car insurance companies is 1. A score below 1 means the company received fewer than the expected number of complaints. A score above 1 means the company received a more than the expected number of complaints.
*The NAIC Car Insurance complaint ratio (in this case 1.03) compares a company’s performance to other companies in the market. The median complaint ratio across all car insurance companies is 1. A score below 1 means the company received fewer than the expected number of complaints. A score above 1 means the company received a more than the expected number of complaints.

Comparing Financial Stregnth

Key Details

 ProgressiveAllstate
Underwriter
Progressive Group
Allstate
Premiums Written 2020
$19,634,833,711
$20,813,857,600
Marketshare
9.17%
9.72%
AM Best Financial Rating
a
A+
Moody's Financial Rating
A2
Aa3
Standard & Poor's Financial Rating
A
AA-
*The above information reflects the financial strength of the underwriter of the Progressive car insurance policies: Progressive Group.
*The above information reflects the financial strength of the underwriter of the Allstate car insurance policies: Allstate.

Pricing & Discounts

 ProgressiveAllstate
Per Mile Pricing Available?

Discounts

Progressive
vs
Allstate
  • Multiple Vehicle
  • Safe Driver
  • Homeowner
  • Student
  • Bundled Policy
  • Safe Driver
  • Anti-Theft
  • Vehicle Safety
  • Homeowner
  • Student
  • Bundled Policy

Additional Discounts

Progressive
vs
Allstate
  • Full/Automatic Payment
  • Full/Automatic Payment

Discounts Fine Print

Start your quote online (7% average discount) Sign your documents online (7% average discount) Minor child driver (discount varies)
Digital Signup Early Signing Responsible Payer New Car

Contact & Additional Information

 ProgressiveAllstate
Homepage URL
Company Phone
(800) 776-4737
(877) 810-2920
Headquarters Address
The Progressive Corporation 6300 Wilson Mills Rd., Mayfield Village, OH, 44143
2775 Sanders Rd, Northbrook, IL, 60062
Year Founded
1937
1931

Final Verdict

Progressive Car Insurance has a higher overall rating than Allstate Auto Insurance. Progressive scores better than Allstate across: Coverage, Financial Strength, Pricing & Discounts, and Claims Satisfaction & Customer Experience. However, Allstate scores better on Supplemental Coverage. Both companies score similarly on Automation.


Customer Comments & Reviews

W
William
1/17/2022
Allstate Auto Insurance review
More expensive insurance but their service is good. Always check to make sure they give you all discount credit on what your auto qualifies for as they will miss some!


kristinkelly1995
4/28/2021
Progressive Car Insurance review
Progressive was extremely helpful in providing me with a great rate and explaining everything that I was covered for!


J
Jim M
7/23/2020
Progressive Car Insurance review
Disagree with top rated company. I have zero accidents in the family, zero tickets, one home claim which was hail damage, all over last 5 years. Insurance on cars has increased $100 year and Home insurance close to $200 a year over last three years. Be careful, they get you, then bump you up. I just received another quote from very reputable company, same coverage and $600 less total for bundled coverage. Bye bye Progressive..


Johnette S
2/14/2018
Progressive Car Insurance review
We love Progressive! They have always given us prompt, courteous service. They return calls when they say they will. Our auto body shop said they really like working with Progressive. They arranged our rental car very efficiently as well as working with the auto body shop. They are also great about checking on us after the repairs. We will keep our car, truck, and motorhome with Progressive.


T
Tim D
12/18/2017
Progressive Car Insurance review
The biggest Improvement you can make would be allowing your customers to talk to the same customer service agent each time they call.