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Healthinsurance.net Health Insurance Review

46 Customer Comments & Reviews - see all comments
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HealthInsurance.net is an online service that offers free instant quotes from well-known health insurance providers. The online platform allows consumers to compare multiple quotes and get help from their licensed agents which are available across USA. By simply submitting a zip code, consumers can explore a list of health coverage options which suit their needs and situations.

What’s Included with HealthInsurance.net?

  • Primary care visit
  • Diagnostic tests and imaging
  • Preventive care services
  • Hospitalization
  • Immediate medical attention
  • Outpatient surgery
  • Pregnancy care
  • Mental health, behavioural health, or substance abuse needs
  • Rehabilitation and habilitation services
  • Dental or eye care for children

Types of Health Insurance Plans

Businesses and Organizations

Yes

Individuals and Families

Yes

Short-Term Health Insurance

Not Stated

 

Plans Reviewed

Bronze Plan

  • Out-of-pocket limit: $6,450 per individual and $12,900 per family
  • No overall annual limit for specific covered services
  • Overall deductibles: $6,450 per individual that do not include preventive care services
  • Other covered services: Hearing aids, Chiropractic care, Home health care, Routine foot care

Silver Plan

  • Overall deductible: $4,600 per person which do not apply to preventive care services and prescription drugs
  • Out-of-pocket limit: $6,300 per individual and $12,600 per family
  • No annual maximum limit for selected covered services
  • Other deductibles: $1,500 per individual for prescription drug coverage
  • Other covered services: Bariatric surgery for morbid obesity, Routine eye care, Routine foot care, Home care, Infertility treatment, and Chiropractic care

Gold Plan

  • Overall deductibles: $2,250 per individual which do not apply to preventive care services
  • No other deductibles on specific services
  • No annual limit of specific covered services
  • Out-of-pocket limit: $3,500 per individual and $7,000 per family
  • Other covered services: Hearing aids, Routine foot care, Home health care, Chiropractic care

Platinum Plan

  • No overall annual limit on specific covered services
  • Overall deductible: $1,000 for every individual that do not apply to prescription drugs and preventive care services
  • Other deductibles: $500 per individual for prescription drugs
  • Out-of-pocket limit: $1,500 per person and $3,000 per family
  • Other covered services: Hearing aids for children under 18, Routine foot care, Routine eye care, Chiropractic care, and Home health care

**Please check your chosen provider for more details

How Much Does It Save You?

 

Bronze

Silver

Gold

Platinum

Services Offered

In-Network

(Your Cost)

Out-of-Network

(Your Cost)

In-Network

(Your Cost)

Out-of-Network

(Your Cost)

In-Network

(Your Cost)

Out-of-Network

(Your Cost)

In-Network

(Your Cost)

Out-of-Network

(Your Cost)

Diagnostic Tests and Imaging

None

Not covered

Imaging: 20% co-insurance

Diagnostic Test: No Charge for the first $500 then 20% coinsurance

Not Covered

$500 per calendar year paid at 100%; thereafter subject to deductible and 20% coinsurance

Not Covered

$500 per calendar year paid at 100%; thereafter subject to deductible and 20% coinsurance

Not covered

Primary Care

None

Not covered

$25 co-pay per visit

Not covered

$20 co-pay per visit

Not covered

$25 co-pay per visit

Not covered

Preventive Care Services

None

Not covered

None

Not covered

None

Not covered

None

Not covered

Generic Drugs

No charge for all prescription drugs

Not covered

$10-$20 co-pay for retail and $20-$40 co-pay for mail order

Not covered

$5-$10 co-pay for retail and $12.50 to $25 co-pay for mail order

Not covered

$5-$10 co-pay for retail and $10-$20 co-pay for mail order

Not covered

Specialty Drugs

No charge for all prescription drugs

Not covered

50% co-insurance

Not covered

35% co-insurance

Not covered

35% co-insurance

Not covered

Emergency Room Services and Medical Transportation

None

Not covered

20% co-insurance

20% co-insurance

Room service: $250 co-pay per visit and 20% co-insurance

Medical Transportation: 20% co-insurance

Room service: $250 co-pay per visit and 20% co-insurance

Medical Transportation: 20% co-insurance

20% co-insurance

Not covered

Urgent Care

None

Not covered

$50 co-pay per visit

Not covered

$40 co-pay per visit

Not covered

$50 co-pay per visit

Not covered

Pregnancy Care

None

Not covered

20% co-insurance

Not covered

20% co-insurance

Not covered

20% co-insurance

Not covered

Hospitalization

None

Not covered

20% co-insurance

Not covered

20% co-insurance

Not covered

20% co-insurance

Not covered

Outpatient Surgery

None

Not covered

20% co-insurance

Not covered

20% co-insurance

Not covered

20% co-insurance

Not covered

Mental/Behavioral Health Outpatient Services

None

Not covered

20% co-insurance

Not covered

$20 co-pay per visit

Not covered

20% co-insurance

Not covered

Mental/Behavioral Health Inpatient Services

None

 Not covered

20% co-insurance

Not covered

20% co-insurance

Not covered

20% co-insurance

Not covered

 

Annual Maximum

Bronze

None

Silver

None

Gold

None

Platinum

None

*Depends on the health insurance provider

Summary

HealthInsurance.net is an excellent source of information for available healthcare insurance plans from its list of partner health insurance providers. The online platform allows consumers to get free quotes and explore multiple health insurance coverage with just a few clicks. Help is available from its licensed agents who are ready to assist consumers in making more informed decisions.


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46 Customer Comments & Reviews

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lxry.no
10/28/2021
Elisa if you see this f*** you for using my phone number on this horrible website. I have gotten over 1000 spam calls from all sorts of different numbers the past two days. I DIDNT EVEN ASK FOR THIS. It is infuriating how quickly they sold my information to so many places! I've gotten texts from people who seriously think I am a legitimate potential client. The one person I lashed out at over text claimed to be an actual insurance agent, gave me a business card with a phone number and no website, and he doesn't have a linkedin. Yeah right.


eddielshin
8/24/2021
I wish I could give a lower rating than this. They continuously called me even when I said that I was not interested. I already opted out and they continue to call. I was browsing through health insurance plans and thought that this would be a helpful resource, but I was definitely wrong. I attempted to call just now to talk with someone about confirming that I've been opted out since I've been still receiving calls and the person answered asking "Will this be an individual or a family plan?" When I briefly said, "I would like to please get some help with opting out of this and not receiving any more calls" the man said "I don't do that, call us back and you'll get even more calls"... Read More


B
BSWEBSITE
4/6/2021
THEY WON'T STOP CALLING FROM SPOOFED PHONE NUMBERS. EVEN THE EMAIL FROM "AUSTIN WARNER" CONTAINS A PHONE NUMBER OF A PERSON WHO HAS NOTHING TO DO WITH THIS WEBSITE. IM JUST TRYING TO GET MY MEDS COVERED NOT HAVE MY PHONE BLOWN UP EVERY MINUTE


B
BRUHWTF
3/31/2021
EXSESSIVE AMOUNTS OF CALLS WOULD NOT RECOMEND!!!! I ASKED MULTIPLE TIMES TO BE REMOVED AND THEY KEPT CALLING BACK AND EVEN HUNG UP ON ME!!! WOULD GIVE 0 STARS IF POSSIBLE!!!


C
Craig R
2/11/2021
To the people who said they got 32 calls in 24 hours I say this? Consider yourself lucky. I have received a phone call every 2-4 minutes. And im waiting to hear from somebody so I have to pick up whatever calls from these sleezeballs that my phone doesn't immediately flag. They blatantly sold my information and fast. The only thing this site is good for is if you want revenge against an ex or someone you don't like. Just give them their number and they'll go mad. I dont understand how the they have a "9.8 rating" with all these negative reviews other than the fact that THIS site is clearly in on it too. It says "disclosure. This site gets ad revenue from this partner" so at least they did... Read More


M
Mark A
1/7/2021
FRAUD.waste of time. I have Cancer.live in Mass. Used MAHealth connector.com, and Obamacare.com trying to find insurance. EVERY SINGLE "PLAN" qoute for you is redirected to a "Trusted partner" who just redirects you Firstqoute health, another BS POS group. Who after bombarding you with texts and calls, referred me to MAHealth connector.com- ANOTHER BS group, (who sent me to Firstqoute to begin with)who just sent me back to first qoute. Not worth the stress and aggravation. Still no insurance. Time wasted, just added to stress.Thanks for Nothing.


gabriel617
10/22/2020
DON'T DO IT!!!! I didn't even enter my real phone number an somehow seconds after clicking "submit" my phone lit up with 5 text messages, and I received 2-3 calls each hour for the rest of the day, even after requesting to be removed from their list. The calls didn't stop until after 10:30 PM, they woke me up. I'm guessing auto-fill is how they got my number, and suspect the calls to be a software glitch, but many of the agents who called shared they'd been getting complaints like mine for quite some time. One rather rude agent, said he gets one complaint like mine each day, and wasn't going to "tell his bosses what to do" when I suggested passing my complaint up the chain. After... Read More


A
Amber
8/17/2020
I wish so badly that i would have read the reviews before putting my info on this site. Its a scam. Over the past 3 days i have been flogged by calls at all times of the day and night. Even after rejecting them and blocking them they still keep harassing repeatedly. I just switched phone companies and changed my number and now it looks like i will have to change it again soon. Has anyone had any relief in them halting the calls? This is absolutely ridiculous.


W
Wow T
7/31/2020
Yep. Completely agree with everyone else. It was almost comical the amount of phonecalls that came in almost immediately. I think it averages about one call a minute for the first 10 minutes, then tapers off to every 5 minutes for the rest of your life, which probably isn't long because you don't want to get health insurance through any of these people after being so thoroughly harassed.


S
Sandra
7/4/2020
Yes, same experience as others. I did not know what I was getting into when I put my information into this website. I’ve received 150 calls in two days and Many are the same Robo call from Emily calling from different numbers across the country. You can’t opt out unless you live in California from what it sounds like. When I did accept a call and listen to the agent they are trying to sell you non-ACA compliant policies that do not cover pre-existing conditions. Class action lawsuit waiting to happen. This is harassment.



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