ConsumerDirect Mortgage VA Loans Review
ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
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How is ConsumerDirect Mortgage rated?
Breakdown
Overall Rating: 4.7 / 5 (Excellent)
ConsumerDirect Mortgage Tools & Resources
| Lender Type | Bank Lender |
| VA Loan Types | Purchase |
| Property Types | Single Family Home Multi-family Unit Townhome Condo |
| Term Lengths | 30 Year Fixed 25 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed |
Tools & Resources - 5 / 5
ConsumerDirect Mortgage doesn’t charge origination fees on its VA mortgage loans. However, other third-party fees may apply such as appraisal fees, credit report fees, flood certification fees, survey fees, VA funding fees, title settlement fees, taxes and other government fees, which is the standard.
Each loan application is evaluated on a case-by-case basis, meaning that term lengths and rates will vary based on the consumer’s credit score, monthly income, property type and use, and other criteria. Additionally, minimum and maximum loan amounts may also vary based on these criteria, so we encourage consumers to get a custom quote before they apply.
ConsumerDirect Mortgage User Experience
| Minimum Credit Score | 600 |
| Borrower Qualifications | 0 |
| Closing Time | Not specified. |
User Experience - 4.6 / 5
ConsumerDirect Mortgage Expertise
Memberships & Regulatory Info.
| Memberships | FDIC |
| Nationwide Mortgage Licensing System ID | 472433 |
| Nationwide Mortgage Regulatory Actions | 0 |
| NMLS Collection Date | 2018-12-10 |
| CFPB Total VA Mortgage Complaints | 0 |
| CFPB Collection Date | 2018-12-10 |
Online Reviews
| BBB Rating | A+ |
| Date Collected | 2018-12-10 |
Expertise - 4.6 / 5
Contact & Additional Information
| Homepage URL | |
| Company Phone | (855) 790-7811 |
| Headquarters Address | 220 Congress Park Drive STE 140, Delray Beach, FL, 33445 |
| Year Founded | 2012 |
Our Comments Policy | How to Write an Effective Comment
The application process is quick and easy, and can be completed online or over the phone, which is highly convenient. One of the perks of applying with ConsumerDirect Mortgage, is that the company doesn’t charge origination fees on VA loans. Additionally, the company offers some of the lowest interest rates in the industry, and consumers may qualify with a credit score as low as 600.
ConsumerDirect Mortgage offers customer support via email, phone, through social media, and text. So, all in all, if you’re looking for a company that offers affordability, flexibility, and great customer service, ConsumerDirect Mortgage is definitely an option to consider.