MH Ross Travel Insurance Review

#9 in Travel Insurance

With more than 5 decades of experience in the travel insurance industry, MH Ross has been offering travelers a variety of travel insurance plans to meet individual coverage and benefit limits. January of 2009 saw MH Ross partnering with Trip Mate, one of the biggest administrators of travel insurance programs. Travel insurance offer is only available for US residents and comes with medical, travel assistance and concierge services.

 

Plan Types

 

 

 

Asset

Asset Plus

Bridge

Complete

Trip cancellation

Trip cost

Trip cost

Trip cost

Trip cost

Trip interruption

125% of trip cost

125% of trip cost

150% of trip cost

200% of trip cost

Missed connection

$1,000

$1,000

$1,500

$1,500

Trip/ travel delay

$750

$750

$1,000

$1,000

Per day maximum limit

$150

$150

$200

$200

Required minimum delay time

6 hours

6 hours

6 hours

6 hours

Cancel for any reason

Not included

75% of penalty amount

Not included

75% of penalty amount

Accident and sickness medical expense

$50,000

$50,000

$100,000

$250,000

Emergency dental expense

$750

$750

$750

$750

Emergency medical evacuation and return of remains

$500,000

$500,000

$500,000

$500,000

Non-medical emergency evacuation

Available

Available

Available

Available

Accidental death and dismemberment

Available

Available

Available

Available

24 hour coverage during trip

$25,000

$25,000

$25,000

$25,000

Baggage and personal effects

$1,500

$1,500

$2,000

$2,000

Baggage delay

$250

$250

$400

$400

Per day maximum limit

No daily limit

No daily limit

$200

$200

Required minimum delay time

12 hours

12 hours

12 hours

12 hours

Pre-existing medical conditions

Within 15 days of initial deposit

Within 15 days of initial deposit

Within 15 days of initial deposit

Within 15 days of initial deposit

 

Optional Coverage

 

Air flight accidental death and dismemberment

  • $10, $25, $50 additional cost
  • $100,000 - $250,000 - $500,000

 

Sport Upgrade Pac

  • $25 additional cost
  • $1,000 – baggage delay
  • $1,000 Trip cancellation, interruption

 

Rental Car Damage (Collision Waiver)

  • $7 per day
  • $35,000 primary coverage

 

Extended Personal Property Pac

  • $15 additional cost
  • $1,000 benefit

 

Assistance Services

  • 24 hour medical assistance services
  • 24 hour travel assistance services
  • 24 hour concierge services
  • 24 hour business assistance services

 

MH Ross Travel Insurance Summary

MH Ross travel insurance plans comes with a good variety of travel and optional item coverage offers. The company also has extensive experience in offering quality travel insurance plans helping it craft travel insurance plans that are attuned with its client’s needs. However, this is only available for US residents. Plan highlights include “cancel for any reason” through its Asset Plus offer and customer assistance services. A great mix of covered travel and optional items makes MH Ross a good buy for travelers.    

 

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