Citibank Student Loans Review

#10 in Student Loans

Citibank provides multiple lines of banking and financial services to individuals and businesses throughout the globe. The company handles core activities such as money lending, capital market accessing and student loans through its offline and online banking services.

Loan Service Category

Direct Loan Service

Student Loans Offered

Federal Student Loans

  • Federal Direct Stafford Loan
  • Federal Direct PLUS loan for Graduate and Professional Degree Students
  • Federal Direct PLUS loan for Parents
  • Federal Direct Consolidation Loans

Private Student Loans

  • CitiAssist Graduate Student Loan
  • CitiAssist Undergraduate Student Loan
  • CitiAssist Bar Exam Loan
  • CitiAssist Health Profession Loan
  • CitiAssist Law Student Loan
  • CitiAssist Residency, Relocation, and Review Loan

Services and Features

Citibank has a variety of private and federal loan options for students. They are one of the prime lenders when it comes to educational loans with competitive interest rates and repayment plans.

The company’s loan limit and rates depends on the borrower’s choice of student loan. A quick and hassle-free online application is also provided for customers to request loan and determine the right type of loan for them.

Citibank administers Federal government education loan options which help student borrowers experience secure Federal loan processing. The company also has CitiAssist Loan which is a private student loan with multiple formats that depends on the student’s educational career and status.

The CitiAssist Loan programs offer multiple benefits to student borrowers. Aside from its low interest rates, Citibank also gives students the ability to borrow up to the full cost of their tuition. Students can also decide to defer their repayment period until after they have graduated. If a student has been consistently repaying, they can also have the privilege to lower their interest rates up to 0.75%

Loan Rates Offered

Fixed Rate

Variable Rate

Types of Student Loans

Federal Student Loans

Private Student Loans

Student Loan Details

Minimum Loan Amount

Varies

Maximum Loan Amount

Up to $120,000 for Undergraduate Students

Loan Term Period

Up to 15 years

Rates

Varies

Application

Online Application

College Scholarship Search

Student Loan Calculator

Application Process Time

A few minutes

Other Loan Related Fees

Origination Fee

Not Stated

Loan Application Fee

Not Stated

Late Fee

Not Stated

Help and Support

Live Chat

Email

Phone

FAQs

Eligibility

For Federal Student Loans

  • Must be attending at least half-time at a school that is participating in the Direct Loan Program
  • Must be enrolled in a program that leads to a degree or certificate awarded by the attending school

For Private Student Loans

  • Must apply with a creditworthy co-signer
  • Must be U.S. Citizen or permanent resident
  • Must be 18 years of age (19 in Alabama and Nebraska, 21 in Mississippi and Puerto Rico)
  • Must have U.S. mailing address and valid social security number
  • Must have a good credit history that includes at least 12 months of borrowing, charging, and repaying
  • Must not have experience prior bankruptcies, judgements, liens, charge-offs, or excessive 30, 60, or 90-day delinquencies on loans

*Other requirements may apply. Please contact Citibank for more details.

Student Loans at Citibank

Citibank’s student loan service is an attractive option for student loan borrowers. It gives students the option of choosing from a variety of student loan programs.

Start your review for Citibank Student Loans