Compare Credible vs. LendKey Student Loan Refinance

What’s the difference between Credible Student Loan Refinance and LendKey Student Loan Refinance? See how our editors compare the two companies below.
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Credible
9.4 / 10 - Exellent
#3 in Student Loan Refinance
Our Partner
LendKey
9.4 / 10 - Exellent
#4 in Student Loan Refinance
Our Partner
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Key Facts
  • Rates start for as low as 1.92% variable and 3.74% fixed APR
  • Find your rate in 2 minutes
  • Checking your rates does not affect your credit score
  • Get the best offers from top lenders
  • Select from multiple student refinance offers
  • Consolidate some or all to make single payments
  • Get prequalified in minutes 
  • LendKey has average savings of over $15,000
  • Higher chance of approval by LendKey's non-profit lender network
  • Check your rate in 2 minutes, with no impact on your credit score
  • Reduce a $200 monthly payment by as much as $80
  • Rates as low as 1.97% adjustable or 3.25% fixed APR
  • 5, 7, 10, 15 and 20 year terms available
  • No obligation to accept. No fees or prepayment penalties
  • The largest unemployment protection period in the market
ConsumersAdvocate.org Ratings
9.4 / 10 - Exellent
9/10
Savings
9/10
Qualifications
10/10
Loan Limits/Terms
10/10
Customer Service
10/10
Additional Fees
10/10
Application Process
9.4 / 10 - Exellent
10/10
Savings
10/10
Qualifications
9/10
Loan Limits/Terms
10/10
Customer Service
10/10
Additional Fees
10/10
Application Process
Final Verdict

Credible Student Loan Refinance and LendKey Student Loan Refinance are very close in quality and have the same overall rating. That said, Credible scores better than LendKey across: Loan Limits/Terms, and Application Process. Whereas, LendKey scores better on Savings, and Qualifications. Both companies score similarly on Customer Service, and Additional Fees.