🇵🇷 Important Hurricane Maria Update from our Headquarters

Compare Credible vs. LendKey Student Loan Refinance

What’s the difference between Credible Student Loan Refinance and LendKey Student Loan Refinance? See how our editors compare the two companies below.
Last Updated: November 21, 2017
Disclosure: We receive advertising revenue from some partners.
 Learn more.
Credible
9.8 / 10 - Excellent
#1 in Student Loan Refinance
LendKey
9.7 / 10 - Excellent
#3 in Student Loan Refinance
vs

Key Facts

  • Rates start as low as 2.75% variable and 3.35% fixed APR
  • Find your rate in 2 minutes
  • Checking your rates does not affect your credit score
  • Get the best offers from top lenders
  • Select from multiple student refinance offers
  • Consolidate some or all to make single payments
  • Get prequalified in minutes 
  • Reduce monthly payment up to 40%
  • Higher chance of approval by LendKey's non-profit lender network
  • Check your rate in 2 minutes with no impact on your credit score
  • Rates set at 2.57% APR - 7.26% APR
  • 5, 7, 10, and 15 year terms available
  • No obligation to accept. No fees or prepayment penalties
  • The largest unemployment protection period in the market

ConsumersAdvocate.org Ratings

9.8 / 10 - Excellent
10/10
Savings
10/10
Qualifications
10/10
Loan Limits/Terms
10/10
Customer Service
10/10
Additional Fees
10/10
Application Process
9.7 / 10 - Excellent
10/10
Savings
10/10
Qualifications
9/10
Loan Limits/Terms
10/10
Customer Service
10/10
Additional Fees
10/10
Application Process

Customer Reviews

 (1)
10.0 / 10 - Excellent
100%
5 stars
0%
4 stars
0%
3 stars
0%
2 stars
0%
1 stars

Final Verdict

Credible Student Loan Refinance and LendKey Student Loan Refinance are very close in quality and have the same overall rating. That said, Credible scores better than LendKey across: Loan Limits/Terms. Both companies score similarly on Savings, Qualifications, Customer Service, Additional Fees, and Application Process.


Latest Reviews

D
Drew H
10/2/2017
LendKey Student Loan Refinance review
Great rates! Good website. Easy to understand and navigate. Fast and helpful customer service too.