Compare Credible vs. LendKey Student Loan Refinance

What’s the difference between Credible Student Loan Refinance and LendKey Student Loan Refinance? See how our editors compare the two companies below.
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Credible
9.6 / 10 - Excellent
#2 in Student Loan Refinance
Our Partner
LendKey
9.2 / 10 - Excellent
#4 in Student Loan Refinance
Our Partner
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Key Facts

  • Rates start for as low as 2.78% variable and 3.35% fixed APR
  • Find your rate in 2 minutes
  • Checking your rates does not affect your credit score
  • Get the best offers from top lenders
  • Select from multiple student refinance offers
  • Consolidate some or all to make single payments
  • Get prequalified in minutes 
  • LendKey has average savings of over $10,000
  • Higher chance of approval by LendKey's non-profit lender network
  • Check your rate in 2 minutes with no impact on your credit score
  • Reduce monthly payment up to 40%, average savings $10,000
  • Rates set at 2.67% APR - 7.26% APR
  • 5, 7, 10, and 15 year terms available
  • No obligation to accept. No fees or prepayment penalties
  • The largest unemployment protection period in the market

ConsumersAdvocate.org Ratings

9.6 / 10 - Excellent
10/10
Savings
9/10
Qualifications
10/10
Loan Limits/Terms
10/10
Customer Service
10/10
Additional Fees
10/10
Application Process
9.2 / 10 - Excellent
9/10
Savings
10/10
Qualifications
9/10
Loan Limits/Terms
10/10
Customer Service
10/10
Additional Fees
9/10
Application Process


Final Verdict

Credible Student Loan Refinance has a higher overall rating than LendKey Student Loan Refinance. Credible scores better than LendKey across: Savings, Loan Limits/Terms, and Application Process. However, LendKey scores better on Qualifications. Both companies score similarly on Customer Service, and Additional Fees.