Discover it Credit Cards for Students Review

Rating: 8.2 / 10 (Excellent)
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Discover it for Students is a student-marketed credit card issued by Discover Financial, with many of the same benefits as their conventional cards. The card's rewards programs are comprehensive, with many potential ways for customers to take advantage of opportunities. Another important aspect is its many security measures, designed to protect consumers and help them accurately monitor spending.

How is Discover it rated?


Card Characteristics
Additional Services
Customer Experience

Overall Rating: 8.2 / 10 (Excellent)

Discover it for Students has many benefits that are similar to Discover Financial's standard credit cards. The card's cash back rewards program is interesting, as they offer 5% on certain spending categories that rotate quarterly, with a $1,500 quarterly limit across all categories. We consider that this card has the best potential rewards potential, if used correctly.

Discover it Card Characteristics

Card Characteristics - 8.3 / 10

Discover's it for Students card is meant for students who already have good to excellent credit, so applicants who have yet to develop a solid financial history would do better to look elsewhere. The APR is variable but fairly standard, although they do offer a 0% intro rate for the first six months. Additionally, there are both cash advance (the greater of $10 or 5% of the advanced amount) and balance (3%) transfer fees.

Quick View

Minimum APR
Maximum APR
Card Type
Minimum Age
Introductory Rates
0% Intro APR for 6 months on purchases.


  • Valid ID

Fees and Penalties

  • Cash Advance
  • Balance Transfers

Discover it Additional Services

Additional Services - 8 / 10

Discover it for Students takes a novel approach to cash back rewards, rotating these through different sorts of purchases each quarter, in addition to their standard 1% cash back on all other purchases, and $20 bonus for students who maintain a 3.0 or higher grade point average. After the first twelve months, Discover will also double all the cash back cardholders have earned during that period.


Good Grade Incentive
Cash Back Rewards
Wholesale Stores

Extra Services

  • Monitoring Alerts
  • ID Theft Protection
  • Account Freeze
  • Free Credit Score

Discover it Customer Experience

Customer Experience - 8.2 / 10

Discover it for Students is issued directly by Discover Financial, who has good to excellent customer reviews across the board. Card holders can speak to company representatives in a multitude of different ways, and manage their account easily via the company's app.

Customer Service

24/7 Support
Live Chat

Customer Satisfaction

BBB Rating
Trust Pilot Rating
8.3 out of 10
CFPB Total Complaints
Date Collected

Company Profile

Full Name
Discover it Credit Cards for Students
Company Website
2500 Lake Cook Rd, Riverwoods, IL, 60015

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Top Rated
8.2 / 10
  • Easy-to-meet requirements
  • Travel protections
  • Purchase protections
  • First late-fee waiver
  • All the benefits of a MasterCard Platinum
  • Ideal for foreign students