Deserve Edu Mastercard for Students Review

Rating: 8.2 / 10 (Excellent)
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Deserve Edu MasterCard is a student-focused credit card issued by Deserve (formerly SelfScore). The California-based company's card offers all the rewards and features of MasterCard Platinum benefits, including travel and security protections, but with lower requirements, aimed towards college students with little to no credit history.

How is Deserve Edu Mastercard for Students rated?


Card Characteristics
Additional Services
Customer Experience

Overall Rating: 8.2 / 10 (Excellent)

Deserve Edu MasterCard is an excellent choice for students, as its requirements are easy to fulfill, even for people just starting to develop a credit history. The rewards and benefits programs, together with their comprehensive security measures, offer added value. Finally, this card can be particularly beneficial to foreign students or those participating in foreign exchange programs, since they have zero foreign transaction fees, and considerable travel assistance features.

Deserve Edu Mastercard for Students Card Characteristics

Card Characteristics - 8 / 10

Deserve Edu Mastercard is a great choice for college students with little-to-no credit history. With up to a $5,000 credit limit, it still doesn't require a co-signer, deposit, or even a social security number, making it ideal for foreign students as well, though applicants must present a school enrollment document. Another huge plus is its lack of annual fees, and its waiving of the first late fee.

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Minimum APR
Card Type
Minimum Age


  • Valid ID
  • School document

Fees and Penalties

  • Late Fees

Deserve Edu Mastercard for Students Additional Services

Additional Services - 8.7 / 10

Deserve Edu MasterCard offers all the benefits of a MasterCard Platinum card, including price and theft protection, extended warranty on purchases, travel assistance and discount programs, zero liability, and online purchase protection. Aside from this, Deserve Edu also has unlimited 1% cash back on all purchases. This is one of the most comprehensive rewards program we evaluated.


Amazon Prime Student Subscription
Cash Back Rewards

Extra Services

  • ID Theft Protection
  • No-Charge Fraud Liability
  • Travel Assistance
  • Car Rental Collision Damage Waiver
  • Extended Warranty
  • Price Protection

Deserve Edu Mastercard for Students Customer Experience

Customer Experience - 7.8 / 10

Deserve Edu MasterCard is issued by SelfScore, an analytics-based lending company headquartered in California, now called They have an A rating with the Better Business Bureau, but zero entries with TrustPilot or the Consumer Finance Protection Bureau. However, a quick survey of multiple credit card review websites leads us to conclude that Deserve Edu is one of the best options for students, especially when participating in a foreign exchange program.

Customer Service

24/7 Support
Live Chat

Customer Satisfaction

BBB Rating
Date Collected

Company Profile

Full Name
Deserve Edu Mastercard for Students
Company Website
1010 Doyle Street, Suite 200, Menlo Park, CA, 94025

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Top Rated
8.2 / 10
  • Easy-to-meet requirements
  • Travel protections
  • Purchase protections
  • First late-fee waiver
  • All the benefits of a MasterCard Platinum
  • Ideal for foreign students