BankAmericard Travel Rewards Credit Cards for Students Review

Rating: 7.4 / 10 (Very good)
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The BankAmericard Travel Rewards® credit card is issued by the Bank of America and designed with students who already have good credit score in mind. Among its features are zero foreign and annual fees, a flat 1.5 rate for every dollar spent with the card, and free FICO scores every month.

How is BankAmericard Travel Rewards Credit Card rated?


Card Characteristics
Additional Services
Customer Experience

Overall Rating: 7.4 / 10 (Very good)

The BankAmericard Travel Rewards® is a solid card for students, particularly juniors or seniors, who already have good credit history and are doing a semester abroad, or just like to travel during breaks. Its rewards are easy to profit from, and although they do not offer much in the way of variety, they can make travel a lot more flexible. Unfortunately for college newcomers however, a high credit score is needed for this card, making it more accessible to juniors and seniors.

BankAmericard Travel Rewards Credit Card Card Characteristics

Card Characteristics - 7.2 / 10

The BankAmericard Travel Rewards® card is an unsecured credit card and does not require an initial deposit or co-signer. The whole of the first year has a 0% APR, which can be a huge breather for college students who may already have huge expenses, and its EMV chip helps protect vulnerable students against counterfeit fraud.

Quick View

Minimum APR
Maximum APR
Minimum Age
Introductory Rates
0% on purchases for 12 billing cycles


  • Employment History
  • Proof of Income
  • Social Security Number

Fees and Penalties

  • Late Fees
  • Cash Advance

BankAmericard Travel Rewards Credit Card Additional Services

Additional Services - 7.6 / 10

The BankAmericard Travel Rewards® offers several additional security feature such as alerts, overdraft protection, and their unique ShopSafe® service, to make sure students feel their money is safe. Points will never expire and are very easy to gather thanks to the card's unlimited, flat 1.5 rate for every dollar you spend. A variety of travel expenses can be covered by the points, but unfortunately that is the only thing they can be used for. The card also doesn't offer any other travel related services, such as travel insurance.


Bonus Rewards
Hotel Points
Airline Points
Non-Expiring Rewards

Extra Services

  • Monitoring Alerts
  • No-Charge Fraud Liability
  • Free Credit Score

BankAmericard Travel Rewards Credit Card Customer Experience

Customer Experience - 7.7 / 10

Bank of America offers live chat on its website and offers several phone numbers. The credit card's webpage has a unique phone number and priority code, so customers can call and ask questions about the card specifically. Additionally, customers can schedule a one-on-one appointment with a credit card specialist.

Customer Service

24/7 Support
Live Chat

Customer Satisfaction

BBB Rating
Trust Pilot Rating
6.6 out of 10
CFPB Total Complaints
Date Collected

Company Profile

Full Name
BankAmericard Travel Rewards Credit Cards for Students
Company Website
100 North Tryon Street, Charlotte, NC, 28255

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Top Rated
8.2 / 10
  • Easy-to-meet requirements
  • Travel protections
  • Purchase protections
  • First late-fee waiver
  • All the benefits of a MasterCard Platinum
  • Ideal for foreign students