Loan Builder Small Business Loans Review

Rating: 9.3 / 10 (Excellent)
Disclosure: We receive advertising revenue from this partner. 
Learn more.

Loan Builder is a financial service that offers funding solutions to small and mid-sized businesses. The company offers flexible loan terms and payment options that are designed to meet a businesses’ funding requirements. Loan Builders gives small businesses quick access to loans of up to $500,000 in as fast as one business day.

Services and Features

Loan Builder gives business owners access to small business loans with its simple and fast application process. The financial service offers several types of business loans that can be personalized to individual borrower’s needs. It also allows borrowers to get assistance from private financiers.

Borrowers can get loans from $5,000 up to $500,000 with loan terms of 13 to 52 weeks. It also gives borrowers the opportunity to view loan terms before applying. Its online Configurator lets borrowers select the loan amount and terms then displays an estimate of their weekly payment, total repayment and interest charge.

Loan Builder has an online prequalification process that helps borrowers determine eligibility. The applicant’s business should be in operation for a minimum of 9 months and with no active bankruptcies. It should also have an active business record with the secretary of States and not included in the list of prohibited businesses.

Borrowers must fill out the online questionnaire and provide basic information about themselves and the business. Once approved, the borrower must provide the required documents. Once the requirements are met, Loan Builder then processes the application the same day after the signed contract is received before 3:30PM (EST). Contracts received after cut-off time will be processed the next business day.

Plan Details

Loan Amount

$5,000 to $500,000

Loan Terms

13-52 Weeks

Interest Rates

9.88% (Total Interest Percentage)

Fixed Interest Rates

Variable Interest Rates

Down Payment

Loan Fees

Closing Cost

Not Stated


Not Stated

Other Fees

No Upfront Fee

Prepayment Penalty

The loan can be paid off any time but the full interest charge based on the original term of the loan is applied and is due at the time of the pay off.

Loan Application

Online Application

Personal Credit Profile

Business Credit Profile

Approval Time

Minimum of 1 business day

Local Branches

Available Nationwide

Application Time

Within few minutes

Mobile App


U.S. Citizen

Good Credit


Years in Business

At least 9 Months

Qualified even with bad credit

Not Stated

Help and Support Services

Email Support

24 Hour Telephone Support

Live Chat



Loan Builder gives small business and even start ups quick access to much needed small business loans. Requirements are easy and the business need only be in operation for at least 9 months. It online Configurator also gives businesses the option of checking the weekly payment, interest charges and total repayment before proceeding with the loan. With a simple application process and almost same day loan processing, Loan Builder is a great option for small business loan borrowers.

Leave a comment for Loan Builder Small Business Loans
Minimum 2-3 sentences.
 No maximum length.
* What's Your Rating?
To make this comment as helpful as possible for our community, please provide at least 2 sentences.

Top Rated
Our Partner
9.6 / 10
  • Our #1 Choice: A+ BBB Rating - 9.4 of 10 on TrustPilot
  • Largest Small Business Online Lender - 50k+ Customers
  • Loans up to $500k, and Lines of Credit up to $100k
  • Decision in minutes - no obligation
  • Funding in as fast as 24 hours
  • Must have 100k in revenue, minimum 12 mo in business, 500+ Fico