Green Capital Credit Small Business Loans Review

Rating: 8 / 10 (Very good)
Disclosure: We receive advertising revenue from some partners. 
Learn more.
Green Capital Credit is a New Jersey-based organization that offers funding options to small businesses across the country. The company's primary loan product is the merchant cash advance, for which they provide exceptionally flexible loan amounts and a 24-hour approval. Green Capital Credit also features funding experts to guide borrowers through the process and better understand the terms of their loan.

How is Green Capital Credit rated?


Loan Options
Application Process
Rates & Fees

Overall Rating: 8 / 10 (Very good)

Green Capital Credit offers merchant cash advances of up to $500,000 with repayment terms of 3-6 months. MCAs in general have an iffy reputation because of their incredibly high APRs. They can be useful, however, if the customer goes into the agreement with a definite plan for quick repayment. Green Capital Credit, however, doesn't have the best reputation and they currently have a disproportionately high amount of negative customer reviews.

Loan Options

Available Loan Types

SBA Loans
Term Loans
Lines of Credit
Invoice Financing
Merchant Cash Advances
Equipment Loans

Merchant Cash Advance

Min Loan Amount
Max Loan Amount
Min Term Length
3 months
Max Term Length
6 months

Loan Options - 8 / 10

Green Capital Credit is an online lender that offers merchant cash advances. The loans range between $5,000 and $500,000, with terms of 3-6 months. It is an ideal service for businesses that need quick access to capital and are willing to repay the loan quickly.

Green Capital Credit Rates & Fees

Merchant Cash Advances

Fees: Green Capital Credit charges factor fees of 1.3 - 1.6 for its merchant cash advances.

Rates & Fees - 7 / 10

Green Capital Credit charges factor fees of 1.3 - 1.6 for its merchant cash advances. This, combined with the short repayment period, will no doubt translate into high APRs, which is usual for merchant cash advances. However, if the client needs a fast injection of capital and has a plan for paying it off quickly, Green Capital is a viable option.

Application & Qualifications

Online Application
Approval Time
Within 24 hours.
Funding Time
3 to 7 days.
Min. Annual Revenue

Application Process - 8.5 / 10

Green Capital offers a quick online application, with approval in as little as 24 hours. Funding usually happens within 3-7 days. The company requires businesses to have been in operation for a minimum of six months, with a minimum annual income of $120,000. To qualify, a borrower must also provide access to four months of credit card and bank statements.

Green Capital Credit Reputation

Customer Feedback

Date Collected

Reputation - 8.5 / 10

Green Capital Credit has no Trustpilot score and is not accredited with the BBB. Reviews of the company are generally negative; merchant cash advances as a small business loan product generally don't have the best reputation in the first place. Complaints tend to center around billing discrepancies, bad customer service, and fund disbursement.

Contact & Additional Information

Homepage URL
Company Phone
(877) 535-5152
Headquarters Address
1 Evertrust Plaza, 14th Floor, Jersey City, NJ, 07302
Mailing Address
1 Evertrust Plaza, 14th Floor, Jersey City, NJ, 07302

Leave a comment for Green Capital Credit Small Business Loans
Minimum 12 words.
 No maximum length.
* What's Your Rating?
To make this comment as helpful as possible for our community, please provide at least 2 sentences.

Top Rated
Our Partner
9.6 / 10
  • Our #1 Choice: A+ BBB Rating - 9.4 of 10 on TrustPilot
  • Largest Small Business Online Lender - 50k+ Customers
  • Loans up to $500k, and Lines of Credit up to $100k
  • Decision in minutes - no obligation
  • Funding in as fast as 24 hours
  • Must have 100k in revenue, minimum 12 mo in business, 500+ Fico