Compare Good Sam vs. RV America Insurance RV Insurance

What’s the difference between Good Sam RV Insurance and RV America Insurance? See how our editors compare the two companies below.
Last Updated: May 16, 2018
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Good Sam RV Insurance
9.7 / 10 - Excellent
#1 in RV Insurance
RV America Insurance
8.5 / 10 - Excellent
#6 in RV Insurance
vs

Key Facts

 

  • 96% overall customer satisfaction rating
  • Customers report average savings of $389 per year
  • Total-loss replacement for motorhomes and travel trailers
  • Specialized coverage for full timers or first-time weekend RV'ers
  • RV storage option allows you to save even more by turning off coverage when your RV is not in use!
  • Wide choice of RV Insurance plans
  • Service representatives
  • Up to $1,000,000 liability insurance
  • Personal items replacement
  • Total loss replacement

OVERALL RATINGS

 Good SamRV America Insurance
Coverage & Benefits10/109/10
RV Coverage10/109/10
Customer Support10/108/10
Cost10/107/10

Coverage & Benefits Differences

Basic Coverage

 Good SamRV America Insurance
Bodily Injury Liability
Property Damage Liability
Collision
Comprehensive
Personal Injury
Medical Payments
Uninsured/Underinsured Motorist

RV Specific Coverage

Good Sam
vs
RV America Insurance
  • Total Loss Replacement
  • RV Roadside Assistance
  • Full Timer
  • Belongings & Personal Effects
  • Permanent Attachments
  • Emergency Expense Allowance
  • Mexico Insurance
  • Vacation Liability
  • Hitch Coverage
  • Total Loss Replacement
  • RV Roadside Assistance
  • Full Timer
  • Belongings & Personal Effects
  • Permanent Attachments
  • Emergency Expense Allowance
  • Mexico Insurance
  • Vacation Liability
  • Hitch Coverage

RV's Covered

Good Sam
vs
RV America Insurance
  • Class A
  • Class B
  • Class C
  • Conventional Trailer
  • Fifth Wheel Trailer
  • Pop-up Tent Trailer
  • Mounted Truck Camper
  • Toy Hauler & Horse Trailer
  • Cargo/Utility & Single Horse Trailer
  • Class A
  • Class B
  • Class C
  • Conventional Trailer
  • Fifth Wheel Trailer
  • Pop-up Tent Trailer
  • Mounted Truck Camper
  • Toy Hauler & Horse Trailer
  • Cargo/Utility & Single Horse Trailer

Cost & Discounts Compared

 Good SamRV America Insurance
Premium
Annual Premium will vary by driver and vehicle
Annual Premium will vary by driver and vehicle
Deductible
Deductible will vary by driver and vehicle
Deductible will vary by driver and vehicle
Bundle Options
Auto
Discounts
Bundled Policy
Disappearing Deductible
Safe/Responsible Driver
Low Mileage
Paid-in-Full
Storage Option
Bundled Policy
Disappearing Deductible
Safe/Responsible Driver
Low Mileage
Paid-in-Full

How is their customer support?

Good Sam
vs
RV America Insurance
 Good SamRV America Insurance
BBB Rating
A+
A+
Number of BBB Positive Reviews
0
Number of BBB Neutral Reviews
1
Number of BBB Negative Reviews
10
Date Collected
2017-11-30

Comparing Financial Strength

 Good SamRV America Insurance
Standard & Poor's Financial Rating
A
BBB-
Moody's Financial Rating
A2
Baa3
AM Best Financial Rating
a
*The above information reflects the financials strength of one of the partner RV insurance companies that this insurance marketplace offers policies through: The Progressive Corporation.
*The above information reflects the financials strength of one of the partner RV insurance companies that this insurance marketplace offers policies through: Brown & Brown, Inc..

Contact & Additional Information

 Good SamRV America Insurance
Homepage URL
Company Phone
(888) 514-1116
(888) 803-5999
Headquarters Address
64 Inverness Dr E, Englewood, CO, 80112
685 Cochran St., Suite 150A, Simi Valley, CA, 93065
Year Founded
1966
1977

Final Verdict

Good Sam RV Insurance has a higher overall rating than RV America Insurance. Good Sam scores better than RV America Insurance across: Coverage & Benefits, RV Coverage, Customer Support, Cost, and Financial Strength.


Customer Comments & Reviews

Lourdes L
Murphy, North Carolina
7/22/2017
Good Sam RV Insurance review
Unfortunately in April 2017 I had to file a claim for my 2010 Allegro motorhome with Good Sam. All I can say is that the agent Katie Pitts was extremely courteous, professional and efficient. I am a USAA customer for 38 years and I didn't think other companies could/would compare to the outstanding service I received from Good Sam/National General insurance. I previously used Progressive and cancelled them because when I moved from Florida to North Carolina, Progressive transferred my policy to NC but reported to the state of Florida that had cancelled my policy instead stating that had moved and Progressive was still insuring me. I found this out when I went to the DMV to request a new license in NC. Officer told me that my driving privileges were about to be denied. Needless to say when I called Progressive I did not get anywhere. I had to write a letter to Florida DMV with proof that I always had coverage. A major nightmare. Meanwhile Good Sam folks were very helpful and easy to work with. Calls and emails were immediately answered. Great service. Now I don't know if because of this claim if Good Sam will drop me or punish me with a very high renewal rate.


7
788326
Fremont, California
2/26/2017
RV America Insurance review
If you live in arizona, do not choose ahs. I have had home warranties with various company I.E. For over thirty years and ahs is absolutely the worst. Hours on hold, no vetting of contractors. Contractors who have 1.X yelp ratings and 2.X bbb ratings. Won't call a new vendor to get a problem resolved that a previous vendor of theirs could not fix twice. They say it is their protocol not to hire a new contractor. "It's in the system and we cannot call a different vendor" is what they say. I had to call my own vendor and plumbing issue fixed in thirty minutes (at my own cost) no customer service culture whatsoever. Overpriced and under deliver. Buyer beware! Ahs is awful!