Compare Blue Sky vs. RV America Insurance RV Insurance

What’s the difference between Blue Sky RV Insurance and RV America Insurance? See how our editors compare the two companies below.
Last Updated: December 22, 2017
Disclosure: We receive advertising revenue from some partners. 
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Blue Sky RV Insurance
8.6 / 10 - Excellent
#5 in RV Insurance
RV America Insurance
8.5 / 10 - Excellent
#6 in RV Insurance
vs

Key Facts

  • Roadside assistance
  • Multi-vehicle discounts
  • Depreciation free insurance
  • Storage option
  • Total loss replacement
  • Wide choice of RV Insurance plans
  • Service representatives
  • Up to $1,000,000 liability insurance
  • Personal items replacement
  • Total loss replacement

OVERALL RATINGS

 Blue SkyRV America Insurance
Coverage & Benefits9/109/10
RV Coverage8/109/10
Customer Support9/108/10
Cost9/107/10

Coverage & Benefits Differences

Basic Coverage

 Blue SkyRV America Insurance
Bodily Injury Liability
Property Damage Liability
Collision
Comprehensive
Personal Injury
Medical Payments
Uninsured/Underinsured Motorist

RV Specific Coverage

Blue Sky
vs
RV America Insurance
  • Total Loss Replacement
  • RV Roadside Assistance
  • Full Timer
  • Belongings & Personal Effects
  • Permanent Attachments
  • Emergency Expense Allowance
  • Mexico Insurance
  • Vacation Liability
  • Total Loss Replacement
  • RV Roadside Assistance
  • Full Timer
  • Belongings & Personal Effects
  • Permanent Attachments
  • Emergency Expense Allowance
  • Mexico Insurance
  • Vacation Liability
  • Hitch Coverage

RV's Covered

Blue Sky
vs
RV America Insurance
  • Class A Motorhome
  • Class B Motorhome
  • Class C (Camper Van)
  • Conventional Trailer
  • Fifth Wheel Trailer
  • Pop-up Tent Trailer
  • Mounted Truck Camper
  • Cargo/Utility & Single Horse Trailer
  • Class A Motorhome
  • Class B Motorhome
  • Class C (Camper Van)
  • Conventional Trailer
  • Fifth Wheel Trailer
  • Pop-up Tent Trailer
  • Mounted Truck Camper
  • Toy Hauler & Horse Trailer
  • Cargo/Utility & Single Horse Trailer

Cost & Discounts Compared

 Blue SkyRV America Insurance
Premium
Annual Premium will vary by driver and vehicle
Annual Premium will vary by driver and vehicle
Deductible
Deductible will vary by driver and vehicle
Deductible will vary by driver and vehicle
Discounts
Disappearing Deductible
Bundled Policy
Disappearing Deductible
Safe/Responsible Driver
Low Mileage
Paid-in-Full

How is their customer support?

Services

Blue Sky
vs
RV America Insurance
  • Online Claim Reporting
  • 24/7 US-based Support
 Blue SkyRV America Insurance
BBB Rating
A+
A+
Number of BBB Positive Reviews
0
Number of BBB Neutral Reviews
0
Number of BBB Negative Reviews
3
Date Collected
2017-12-04

Comparing Financial Strength

 Blue SkyRV America Insurance
Underwriter
Allstar Financial Group
*The above information reflects the financial strength of the underwriter of the Blue Sky RV insurance policies: Allstar Financial Group.
*The above information reflects the financials strength of one of the partner RV insurance companies that this insurance marketplace offers policies through: Brown & Brown, Inc..

Contact & Additional Information

 Blue SkyRV America Insurance
Homepage URL
Company Phone
(866) 484-2583
(888) 803-5999
Headquarters Address
202 Montrose West Avenue, Suite 200, Copley, OH, 44321
685 Cochran St., Suite 150A, Simi Valley, CA, 93065
Year Founded
2006
1977

Final Verdict

Blue Sky RV Insurance and RV America Insurance are very close in quality and have the same overall rating. That said, Blue Sky scores better than RV America Insurance across: Customer Support, and Cost. Whereas, RV America Insurance scores better on RV Coverage, and Financial Strength. Both companies score similarly on Coverage & Benefits.


Customer Comments & Reviews

G
Gary
, Texas
3/17/2017
Blue Sky RV Insurance review
I've had the motorhome and truck insured with Blue Sky RV insurance for the past 2 years. Very few companies are interested in insuring "full-timers", which is the category I happen to fall in. The premiums for both the motorhome and truck are more competitive than 2 of the insurance companies you see advertising on TV constantly.


7
788326
Fremont, California
2/26/2017
RV America Insurance review
If you live in arizona, do not choose ahs. I have had home warranties with various company I.E. For over thirty years and ahs is absolutely the worst. Hours on hold, no vetting of contractors. Contractors who have 1.X yelp ratings and 2.X bbb ratings. Won't call a new vendor to get a problem resolved that a previous vendor of theirs could not fix twice. They say it is their protocol not to hire a new contractor. "It's in the system and we cannot call a different vendor" is what they say. I had to call my own vendor and plumbing issue fixed in thirty minutes (at my own cost) no customer service culture whatsoever. Overpriced and under deliver. Buyer beware! Ahs is awful!