Compare Blue Sky vs. Progressive RV Insurance
What’s the difference between Blue Sky RV Insurance and Progressive RV Insurance? See how our editors compare the two companies below.
Last Updated: April 10, 2024
Key Facts
- Roadside assistance
- Multi-vehicle discounts
- Depreciation free insurance
- Storage option
- Total loss replacement
- Progressive Insurance - Trusted by Over 18,000,000
- Competitive rates, tons of discounts (safe driver, pay-in-full, multi-car, multi-policy, quoting online & more)
- Name your price Tool®
- Comprehensive List of RV Covered Items
- Roadside Assistance Included
- Recreational Vehicles, Trailers & Fifth Wheels
OVERALL RATINGS
| Blue Sky | Progressive | |
|---|---|---|
| Coverage & Benefits | 4.5/5 | 4.5/5 |
| Customer Support | 4.3/5 | 4.0/5 |
| Cost | 4.5/5 | 4.0/5 |
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Final Verdict
Blue Sky RV Insurance has a higher overall rating than Progressive RV Insurance. Blue Sky scores better than Progressive across: Customer Support, and Cost. Both companies score similarly on Coverage & Benefits.
Customer Comments & Reviews
Progressive RV Insurance review
I purchased this last 2 years, I think it good for me.
Progressive RV Insurance review
Have had Progressive RV insurance for about 3 years now. Last summer had my catalytic converters stolen and Progressive was there to help get them replaced in time for a cross country trip. When we go back still had some issues and ended up having to take to a dealer an hour away. The dealer caused some damage to the awning and refused to admit it. I thought, that is what insurance is for and started a claim. Progressive, again, did a great job on helping me get it fixed. The other day I got a non-renewal notice from them. Think it is odd for a company to non-renew a client that pays on time, had 1 moving violation in 40 years, has only ever submitted 2 claims to an insurance company for a total of $1500. Was going to switch my auto and home to them this year, glad I waited. I get having metrics and flags to ID poor risks, but think you need to look at all of the information about your clients.
Progressive RV Insurance review
I've been with Progressive for my motohome insurance for 3 years. The first couple of year I had modest increases as one might expect. The latest renewal notice had an increase of nearly $200 for the year. I called the independent agent and she ran it again and came up with the same premium. I went online and submitted a request through American Adventure. They responded within an hour with a rate using Progressive that was below what I paid in my first year with Progressive. Plus, the coverage was better with a guaranteed value (not depreciated value) in the case of a total loss, and better coverage for the loss of personal items from the motorhome.
I then called my local independent agent and had her re-quote with the same policy levels. Again her quote remained the same even with increasing the deductible from $250 to $1000. She said something about "diminishing deductible" for the higher rate she was quoting.
I think that's riduculous to pay a higher rate each year for a diminishing deductible, someting I may never take advantage of. I can afford a $1000 deductible especially when it lowers my premium by over $300 a year. All that and I'm still with Progressive.
Progressive RV Insurance review
We had extensive damage to our fifth wheel due to hail and straight line winds. Progressive was wonderful to work with and keep us informed of the progress of the claim. They paid the claim in a timely manner, I highly recommend using this company to insure your RV/fith wheel/camper.
Blue Sky RV Insurance review
I've had the motorhome and truck insured with Blue Sky RV insurance for the past 2 years. Very few companies are interested in insuring "full-timers", which is the category I happen to fall in. The premiums for both the motorhome and truck are more competitive than 2 of the insurance companies you see advertising on TV constantly.
