Compare Blue Sky vs. Good Sam RV Insurance

What’s the difference between Blue Sky RV Insurance and Good Sam RV Insurance? See how our editors compare the two companies below.
Last Updated: May 16, 2018
Disclosure: We receive advertising revenue from some partners. 
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Blue Sky RV Insurance
8.6 / 10 - Excellent
#5 in RV Insurance
Good Sam RV Insurance
9.7 / 10 - Excellent
#1 in RV Insurance
vs

Key Facts

  • Roadside assistance
  • Multi-vehicle discounts
  • Depreciation free insurance
  • Storage option
  • Total loss replacement

 

  • 96% overall customer satisfaction rating
  • Customers report average savings of $389 per year
  • Total-loss replacement for motorhomes and travel trailers
  • Specialized coverage for full timers or first-time weekend RV'ers
  • RV storage option allows you to save even more by turning off coverage when your RV is not in use!

OVERALL RATINGS

 Blue SkyGood Sam
Coverage & Benefits9/1010/10
RV Coverage8/1010/10
Customer Support9/1010/10
Cost9/1010/10

Coverage & Benefits Differences

Basic Coverage

 Blue SkyGood Sam
Bodily Injury Liability
Property Damage Liability
Collision
Comprehensive
Personal Injury
Medical Payments
Uninsured/Underinsured Motorist

RV Specific Coverage

Blue Sky
vs
Good Sam
  • Total Loss Replacement
  • RV Roadside Assistance
  • Full Timer
  • Belongings & Personal Effects
  • Permanent Attachments
  • Emergency Expense Allowance
  • Mexico Insurance
  • Vacation Liability
  • Total Loss Replacement
  • RV Roadside Assistance
  • Full Timer
  • Belongings & Personal Effects
  • Permanent Attachments
  • Emergency Expense Allowance
  • Mexico Insurance
  • Vacation Liability
  • Hitch Coverage

RV's Covered

Blue Sky
vs
Good Sam
  • Class A
  • Class B
  • Class C
  • Conventional Trailer
  • Fifth Wheel Trailer
  • Pop-up Tent Trailer
  • Mounted Truck Camper
  • Cargo/Utility & Single Horse Trailer
  • Class A
  • Class B
  • Class C
  • Conventional Trailer
  • Fifth Wheel Trailer
  • Pop-up Tent Trailer
  • Mounted Truck Camper
  • Toy Hauler & Horse Trailer
  • Cargo/Utility & Single Horse Trailer

Cost & Discounts Compared

 Blue SkyGood Sam
Premium
Annual Premium will vary by driver and vehicle
Annual Premium will vary by driver and vehicle
Deductible
Deductible will vary by driver and vehicle
Deductible will vary by driver and vehicle
Discounts
Disappearing Deductible
Bundled Policy
Disappearing Deductible
Safe/Responsible Driver
Low Mileage
Paid-in-Full
Storage Option

How is their customer support?

Services

Blue Sky
vs
Good Sam
  • Online Claim Reporting
  • 24/7 US-based Support
 Blue SkyGood Sam
BBB Rating
A+
A+
Number of BBB Positive Reviews
0
0
Number of BBB Neutral Reviews
0
1
Number of BBB Negative Reviews
3
10
Date Collected
2017-12-04
2017-11-30

Comparing Financial Strength

 Blue SkyGood Sam
Underwriter
Allstar Financial Group
*The above information reflects the financial strength of the underwriter of the Blue Sky RV insurance policies: Allstar Financial Group.
*The above information reflects the financials strength of one of the partner RV insurance companies that this insurance marketplace offers policies through: The Progressive Corporation.

Contact & Additional Information

 Blue SkyGood Sam
Homepage URL
Company Phone
(866) 484-2583
(888) 514-1116
Headquarters Address
202 Montrose West Avenue, Suite 200, Copley, OH, 44321
64 Inverness Dr E, Englewood, CO, 80112
Year Founded
2006
1966

Final Verdict

Good Sam RV Insurance has a higher overall rating than Blue Sky RV Insurance. Good Sam scores better than Blue Sky across: Coverage & Benefits, RV Coverage, Customer Support, Cost, and Financial Strength.


Customer Comments & Reviews

Lourdes L
Murphy, North Carolina
7/22/2017
Good Sam RV Insurance review
Unfortunately in April 2017 I had to file a claim for my 2010 Allegro motorhome with Good Sam. All I can say is that the agent Katie Pitts was extremely courteous, professional and efficient. I am a USAA customer for 38 years and I didn't think other companies could/would compare to the outstanding service I received from Good Sam/National General insurance. I previously used Progressive and cancelled them because when I moved from Florida to North Carolina, Progressive transferred my policy to NC but reported to the state of Florida that had cancelled my policy instead stating that had moved and Progressive was still insuring me. I found this out when I went to the DMV to request a new license in NC. Officer told me that my driving privileges were about to be denied. Needless to say when I called Progressive I did not get anywhere. I had to write a letter to Florida DMV with proof that I always had coverage. A major nightmare. Meanwhile Good Sam folks were very helpful and easy to work with. Calls and emails were immediately answered. Great service. Now I don't know if because of this claim if Good Sam will drop me or punish me with a very high renewal rate.


G
Gary
3/17/2017
Blue Sky RV Insurance review
I've had the motorhome and truck insured with Blue Sky RV insurance for the past 2 years. Very few companies are interested in insuring "full-timers", which is the category I happen to fall in. The premiums for both the motorhome and truck are more competitive than 2 of the insurance companies you see advertising on TV constantly.