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Compare Liberty Mutual vs. Pemco Renters Insurance

What’s the difference between Liberty Mutual Renters Insurance and Pemco Renters Insurance? See how our editors compare the two companies below.
Last Updated: April 05, 2024
Liberty Mutual
4.6 / 5 - Excellent
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Pemco Renters Insurance
4.4 / 5 - Excellent
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Key Facts

  • "A" (Excellent) financial strength ratings
  • Protect valuable items at home and on the go
  • Discount options and add-ons available
  • Round-the-clock online claims processing
  • Mobile app
  • Instantly get a quote online
  • Flexible pricing
  • 24/7 assistance
More Details >
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OVERALL RATINGS

 Liberty MutualPemco
Coverage Options4.5/54.5/5
Add-Ons & Discounts4.5/54.0/5
Customer Service5.0/54.5/5
Financial Strength4.5/54.5/5

Coverage Compared

 Liberty MutualPemco
Basic Coverage
Personal Property
Personal Liability
Loss of Use / Additional Living Expenses
Personal Property
Personal Liability
Loss of Use / Additional Living Expenses
Property Valuation Methods
Replacement Cost
Actual Cash Value
Replacement Cost
Actual Cash Value

Exclusions

Damage from natural disasters like floods and earthquakes is not covered.

Coverage Fine Print

Pricing & Discounts

Discounts Fine Print

Customer Experience

Customer Ratings

 Liberty MutualPemco
BBB Rating
B+
A+

National Association of Insurance Commissioners

 Liberty MutualPemco
NAIC Complaint Ratio
13.77
0.0
NAIC Total Complaints
92
0
*The NAIC complaint ratio (in this case 13.77) is a ratio of the number of complaints a company received to the its total premiums written in a calendar year. The median complaint ratio across all companies is 1. A score below 1 means the company received fewer than average complaints. A score above 1 means the company received a higher number of complaints than average.
*The NAIC complaint ratio (in this case 0.0) is a ratio of the number of complaints a company received to the its total premiums written in a calendar year. The median complaint ratio across all companies is 1. A score below 1 means the company received fewer than average complaints. A score above 1 means the company received a higher number of complaints than average.

Financial Strength Ratings

 Liberty MutualPemco
Underwriter
Liberty Mutual Holding Company, Inc.
PEMCO Mutual Insurance Co.
Standard & Poor's Financial Rating
A
Moody's Financial Rating
A2
AM Best Financial Rating
A
B++
Company Type
Underwriter
Underwriter
*The above information reflects the financial strength of the underwriter of the Liberty Mutual renters insurance policies: Liberty Mutual Holding Company, Inc..
*The above information reflects the financial strength of the underwriter of the Pemco renters insurance policies: PEMCO Mutual Insurance Co..

Contact & Additional Information

 Liberty MutualPemco
Homepage URL
https://www.libertymutual.com/
https://pemco.com
Company Phone
(800) 290-7841
(800) 467-3626
Headquarters Address
175 Berkeley Street, Ninth Floor, Boston, MA
1300 Dexter Ave North, Seattle, WA, 98109
Year Founded
1912
1949

Final Verdict

Liberty Mutual Renters Insurance has a higher overall rating than Pemco Renters Insurance. Liberty Mutual scores better than Pemco across: Add-Ons & Discounts, and Customer Service. Both companies score similarly on Coverage Options, and Financial Strength.

Customer Comments & Reviews

Angelica H
6/6/2017
Pemco Renters Insurance review
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