MyVanilla Visa Prepaid Card Review

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MyVanilla Visa is a Prepaid Card available from Bankcorp Bank. The card is accepted worldwide, wherever you see the Visa logo. By adding the card to their mobile wallet, cardholders can make purchases at retailers using Near Field Communication technology. Although there are no activation or monthly fees with this card, other maintenance fees can be charged.

How is MyVanilla Visa rated?


Overall Rating: 0 / 10 (N/A)

MyVanilla Prepaid Card can be used wherever Visa cards are accepted. At first glance, this seems like a great deal since there is no monthly fee and cardholders have several perks, like adding MyVanilla prepaid card to their mobile wallet. However, paying $0.50 for each signature and pin transaction, when added to the cash withdrawal and reload fees, can quickly add up.

MyVanilla Visa Card Characteristics

Card Characteristics - 0 / 10

MyVanilla Prepaid Card can be ordered online at no cost, or purchased at a participating retailer. In order to use it, customers just need to register and complete the identity verification process. Adding money to the card is free with direct deposit, but cash reloads incur a fee of up to $3.95. MyVanilla does not have an ATM network, which means that cardholders will need to pay a fee every time they withdraw money from an ATM or over the counter. Additionally, there are approximately 13 other fees described in the Cardholder Agreement.


Daily Direct Deposit Limit
Smart Chip

Fees & Penalties

  • Decline Fee
  • Withdrawal Fee
  • Monthly Fee
  • Balance Inquiry Fee
  • Paper Statement Fee
  • ATM Operator Fee
  • Activation Fee
  • Purchase Fee
  • Transaction Fee
  • Recharge Fee
  • Foreign Transaction Fee
  • Transfer Fee
  • Maintenance Fee
  • Dormancy Fee
  • Pin Debit Purchase/Transaction Fee
  • Cash Withdrawal Fee
  • Over the Counter Cash Withdrawal Fee

MyVanilla Visa Additional Services

Additional Services - 0 / 10

MyVanilla offers cardholders free direct deposit, an app that provides easy access to the account, automatic and one-time bill payment. Another feature, mobile wallet, is available to enable paying with your smartphone. This is offered through Apple, Samsung, and Google Pay.


  • No Credit Check
  • Text Alerts
  • Mobile App
  • Purchase Protection
  • Mobile Check Capture
  • Online Bill Pay

MyVanilla Visa Customer Experience

Customer Experience - 0 / 10

MyVanilla Prepaid Card users can access a customer service representative by calling a toll-free number. The company also has an FAQ section with general information about the card and a Facebook page with links to articles and financial information. The prepaid card itself has no TrustPilot or BBB presence, but many disappointed customers have left negative reviews on other websites, which should make customers wary.

Help & Support

  • Phone
  • FAQs

Company Profile

Full Name
MyVanilla Visa Prepaid Card
Company Website
Mailing Address
PO Box 826, Fortson, GA, 31808

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