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Have you considered Sofi Checking and Savings ?
The majority of our readers select them. Take a look below before going with Capital One in case Sofi Checking and Savings is a better fit for your needs!
Our #1 Choice
Our Partner

Earn up to $50 or $400¹ and 4.00% APY² when you sign up & set up direct deposit.*

  • *Limited Time Offer: New Savings Accounts Earn a 0.70% APY Boost to 4.00% for Up to 6 Months with Eligible Direct Deposit⁸
  • Earn 0.50% APY² on Checking Balances
  • $0 Monthly Fees³ & No Overdraft Fees⁷
  • Up to 2-Day-Early-Paycheck⁶
  • Access Additional FDIC Insurance up to $3M on Deposits⁴

*Terms Apply. 3/20/2026

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